What are the responsibilities and job description for the Credit Analyst position at Backd Business Funding?
Credit Analyst
Who You Are :
We are looking for a Credit Analyst to join our team to help evaluate new applicants for financing. This role will report directly to the Head of Credit.
What You Will Do :
- Oversight of systems involved in the credit scoring process
- Liaising with service providers
- Ensuring compliance with internal credit procedures
- Obtaining the correct application documents and information used in the credit scoring process.
- Financial analysis of businesses
- Credit vetting applicants through credit bureaus and recording of information
- Contacting parties involved in the applicant’s business operations and acquiring relevant information
- Data input into scoring models
- Compiling of credit reports to be sent to a credit committee
- Communication with the credit committee and acquisition of requested information
- Communicating final decisions on applications to sales staff
- Recording of information on internal system
- Liaising with the sales department and assisting with relevant queries
- Compiling of relevant data reports
- Discovery and introduction of additional tools used in credit decisions and other operations
- Salaried Position
- Hours : Monday - Friday (9 : 00 AM - 6 : 00 PM)
- In-office position; NOT REMOTE
What You Bring to the Table :
Who We Are :
Founded in 2019, with an entrepreneurial vision for prosperity, growth, and innovation, Backd strives to empower and support the backbone of the economy which lies in its small to medium business enterprises, responsible for roughly 95% of the US job market today. We’re hitting our stride and need ambitious, take-charge individuals to join the team to help exceed the next chapter in our phenomenal growth!
How is Backd different from a traditional bank or lender?
Backd saves businesses time and money! Not only that but we let these businesses maintain 100% ownership of their company. Come help us ensure that these businesses are given the opportunity to be successful! We want businesses to succeed and grow! Traditional lenders, such as banks and credit unions, usually require fixed assets as collateral and long application processes. Terms and repayment structures are often fixed, leaving very little flexibility for a small business. At Backd, we provide speed, convenience, and a flexible repayment structure customized to your unique business.
Start-Up Life :
Our company has approximately 60 employees and we are looking to expand. Why should you work for a start-up? There are great opportunities and challenges to take on while building your existing skill sets. Also, when you get into a company on the 'ground floor', the sky's the limit for success!
Additional Benefits :
Basic Medical Insurance, 401K match, and a competitive base salary. Regularly paid company outings, twice-weekly corporate yoga. Holidays are celebrated! Birthdays are recognized! Snacks & refreshments are provided! We are growing and prefer to promote within, so there are many incentives within. MORE BENEFITS TO COME AS WE CONTINUE TO GROW. Grow with us!
Backd is an Equal Opportunity Employer. Backd provides equal employment opportunities without regard to race, color, religion, gender, national origin, age, and disability unrelated to an individual’s ability to perform adequately, sexual orientation, marital status, or any other characteristic protected by law.
