Credit Administration Associate

About Baker Boyer:

Baker Boyer is the oldest independently owned community bank in the Pacific Northwest. It serves the Walla Walla Valley, Columbia Basin and Yakima Valley communities with six branches, providing wealth management as well as personal and business banking services.

What We Offer:

• Salary:
  • Credit Administration Associate: $20.69 - $31.03 per hour
• Great Benefits! Medical, Dental, Vision plans with additional:
  • AD&D & Life Insurance
  • Long Term Disability
• 401(k) - 100% safe harbor match up to 6%, plus an additional profit sharing contribution, resulting in employer contributions of up to 12% of annual salary.
• Paid Leave-
  • 22 days of Vacation leave and 3 R&R (Revive & Renew) days.
• 11 Paid Federal Holidays annually*

• Number of paid holidays may be fewer than 11 on years when there are Federal Holidays that are observed on Saturdays.

• Life Assistance Plan
• Free access to financial counselors
• Employee Wellness Program
• 8 hours of paid volunteer time annually

About the Credit Administration Associate Role:

The Credit Administration Associate will demonstrate enthusiasm, professionalism, high ethics, and a commitment to delivering exceptional service to internal clients, loan examiners, and regulators. This position works closely with the bank’s Chief Credit Officer to support the Credit Administration Department in organizational and clerical duties. This role involves the preparation of reoccurring reports and providing data requested by the Chief Credit Officer, senior management, the Board of Directors, the Office of the Comptroller of the Currency (OCC), and internal and external auditors. In addition, this role will serve as Secretary to the Credit Policy Committee, Loan Approval Committee, and Special Asset and Portfolio Management Committee and is the recording Secretary for Board Loan Review meetings.

Key Responsibilities:

Reports:

• Prepares recurring monthly, quarterly, and annual reports.
• Prepares reports for senior management, the Board of Directors, the Office of the Comptroller of the Currency (OCC), and internal and external auditors as needed.
• Responsible for uploading accurate data to our third-party vendors.

Committee Secretary:

• Acts as the Secretary to the Credit Policy Committee, Loan Approval Committee, Special Assets Portfolio Committee, and recording secretary for Board Loan Review meetings.
• Assists with the preparation of agendas, distributes meeting materials, and schedules meetings including sending meeting reminders.
• Records and types accurate meeting minutes and provides them to appropriate personnel.
• Keeps appropriate personnel up to date on pertinent results from the meetings.

Department Organization:

• Ensures documents / information on the Credit Administration Department intranet site (the Vault) are kept current.
• Processes bills and expense reimbursements.
• Purchases and tracks Credit Administration Department work supplies.
• Processes transactions in banking software as needed. Such as Charge Offs and Loan Recovery payments.
• Responsible for the maintenance and accuracy of Credit Administration Department procedures.
• Assists with the organization of work calendars for the Credit Administration Department as needed, including forward looking organization and sending reminders to appropriate personnel.

Qualifications:

• An associate’s degree (AA) or equivalent from a community college or technical school, or equivalent experience.
• 3 years of experience in a financial institution or related field.
• Knowledge of regulatory frameworks, and credit risk guidelines.
• Excellent organizational, communication, leadership, and problem-solving abilities.

Preferred Skills:

• Must be highly organized and have strong planning, project management, time management, and critical thinking skills.
• Attention to detail and accuracy is essential, as is the ability to work under pressure, prioritize multiple job tasks, and meet deadlines.
• Demonstrate strong work ethic and a desire to produce high quality work.
• Ability to create and maintain good relationships with managers, Executive Members, the Board of Directors, and other bank coworkers and clients.
• Ability to exercise discretion and independent judgment.
• Ability to deliver professional and courteous contact with employees and vendors and other professionals, through both verbal and written communication.
• Demonstrated technical capacity. Strong knowledge and ability to use Microsoft Office Suite (Word, Excel, Outlook, PowerPoint, Teams) with proficiency and accuracy. Proficiency in Excel is highly preferred. Experience with nCino, Baker Hill NextGen, Xperience, Info Access, and SharePoint.
• Knowledge of or ability to easily learn and maintain banking policies and procedures.
• Willingness to take initiative and to work independently, including the desire to grow knowledge base / self-educate.
• Ability to actively listen and be open to feedback for continual improvement.

Physical Demands/Conditions Requirements:

The job tasks and physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made as appropriate to enable individuals with qualified disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit and/or stand, write, type, speak, and listen. The employee is occasionally required to stand, walk, reach, stoop, kneel, or crouch. The employee may occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus. Ability to work at a desk, operate a computer, and other office equipment.

Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Baker Boyer believes that each employee makes a significant contribution to our success. That contribution should not be limited by the assigned responsibilities. This position description is designed to outline primary duties, qualifications, and job scope, but not limit our employees nor the organization to adjust the work identified. It is our expectation that each employee will offer his/her services wherever and whenever necessary to ensure the success of the company.

Baker Boyer is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, disability or protected veteran status.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)