What are the responsibilities and job description for the Business Financial Development position at Banco de Credito e Inversiones?
Job Description
Job Description
ABOUT BCIBci provides financial services to individuals and corporation. We focus on being a global leader in innovations and personalized client experience and, with more than 10,500 employees, Bci is recognized as one of the best companies in which to work and develop a career. It is the third largest privately owned bank in Chile and it has more than 300 branch offices throughout Chile and representative offices in other countries. Bci is an Equal Opportunity Employer - All qualified applicants will receive consideration without regard to race, color, religion, gender, national origin, age, disability, veteran status, or any other factor determined to be unlawful under applicable law
JOB SUMMARY
Oversees the development and continuous improvement of Treasury and other financial products and solutions, to enhance business efficiency, increase market competitiveness, and provide more value to the bank’s clients.
DUTIES OF THE POSITION
The duties of the position include, but are not limited to, the following :
- Develop and manage project plans, timelines, and budgets for financial product initiatives.
- Coordinate cross-functional teams to ensure project milestones are achieved on time and within scope.
- Lead and execute the design, testing, and implementation of new financial products and solutions.
- Collaborate with stakeholders to gather requirements and align product features with business goals
- Identify emerging trends, technologies, and market opportunities to drive innovation in financial products.
- Recommend and implement strategies to enhance product competitiveness and customer satisfaction.
- Communicate project progress, risks, and solutions to stakeholders at all levels.
- Ensure all products and processes comply with regulatory and company standards.
- Identify potential risks and implement measures to mitigate them.
- Allocate resources effectively to optimize project outcomes.
- Monitor budgets to ensure financial accountability throughout the project lifecycle.
- Work closely with sales and customer support teams to understand client needs and deliver tailored solutions.
- Evaluate existing financial products and recommend updates or enhancements.
- Promote a culture of innovation and efficiency within the organization.
- Must have regular and predictable attendance and work the hours and / or shifts assigned, particularly during regular business hours, to communicate with colleagues, supervisors, and customers with whom interaction is required to accomplish and complete work assignments and meet company goals within established deadlines
- Must maintain courteous, professional and effective internal and external working relationships
- Must provide timely and appropriate responses to requests for information and / or customer complaints or concerns and provide appropriate follow up to ensure issues are resolved
- Must receive and provide clear, constructive feedback in a cooperative and professional manner
- Ability to understand, speak, read and write English and Spanish
- Effectively speaking before groups of customers or employees
- Assume evolving duties and responsibilities of position
- Work all hours required to fulfill job duties and responsibilities (including, weekends, evenings and holidays as needed)
- Travel as required
- Provide coverage for other positions as requested
- Ability to carry and lift boxes and / or other objects that may weigh between 10 and 25 pounds
- Perform additional duties and responsibilities as assigned by management
COMPLIANCE RESPONSIBILITIES
In the performance of their duties, all Bci - Miami Branch staff members are required to comply with all state and federal regulatory and legal requirements, including the Bank Secrecy Act, the Federal Election Campaign Act of 1979, the Foreign Corrupt Practices Act, and the Bank Bribery Amendments Act. Additionally, all staff members must comply with the Bci’s Personnel Manual and Code of Ethics and other policies of Bci which are either currently in place or which may become effective during the staff member’s employment.
PRE-HIRE REQUIREMENTS FOR THIS POSITION :
COMPUTER SKILLS :
Ability to operate IBM compatible personal computers; fluency with Microsoft Word, Excel, PowerPoint, Python, Google Suite, and other banking applications needed to perform the
functions of the position.
EDUCATION :
Bachelor’s degree in Business Administration, Engineering, Finance or equivalent experience.
CERTIFICATIONS / LICENSES :
Project management certifications such as Associate in Project management (APM), Certified Project Manager (CPM) or Professional Project Manager (PPM) are desired but not required.
EXPERIENCE :
Minimum two years of relevant experience in project management or related field. Knowledge in finance products desired.
Individuals must be comfortable with detail and must be able to work under the pressure of deadlines. Apart from being able to proactively seek solutions to complex problems, the person must be able to quickly learn, comprehend and communicate these concepts. Individuals must also be able to multitask and work independently as well as in a team environment.
