What are the responsibilities and job description for the Credit Analyst position at BD Holt Company?
Job Description
Job Description
Job Summary :
The Credit Analyst is responsible for activities involving the extension of credit to both new and existing customers in alignment with the Company’s Credit Policy. This position will assist the Credit & Collections Supervisor in managing the Company’s risk associated with extending credit and ensure timely opening of customer accounts.
What can HOLT Group offer you?
A competitive salary, commensurate with your experience and competencies.
A comprehensive and robust benefits program that includes complete health care, 401(k) matching & Profit-Sharing plan (ROTH and traditional), paid holidays, and a front-loaded PTO program.
A Tuition Reimbursement program to support the pursuit of accredited college courses.
An employee development program with professional development staff that allows you to grow your skills and build your competencies to prepare you for future opportunities at HOLT.
Qualifications and Requirements :
High school diploma or equivalent required, Bachelor’s Degree in Finance, Accounting or Business preferred
Minimum one year of experience required, three or more years of experience preferred
Knowledge of general accounting and billing procedures
Intermediate MS Office skills (ex. Excel, PowerPoint, Word, etc.)
Strong research, investigation skills and good judgement skills
Ability to plan, prioritize and organize effectively
Exceptional business acumen and attention to detail and accuracy
Ability to successfully influence and persuade
Ability to interact with tact and courtesy and maintain a professional manner
Strong interpersonal communication skills including both written and oral
Ability to work independently and within a team in a fast-paced, high volume environment with emphasis on accuracy and timeliness
Ability to read, write, and understand information
Essential Functions :
Analyzes credit reporting data and financials for new and existing customers to determine credit worthiness
Assigns appropriate credit limits and any requirements or restrictions required to minimize risk
Periodically reviews customer credit limits, account status codes, and makes adjustments based on analysis of financials, payment history, and company policy
Requests and process updated credit applications on existing accounts according to the Company’s credit policy
Provides recommendations based on the assessment of new and existing customer’s credit worthiness
Requires regular and punctual employee attendance
Works safely at all times and adheres to all applicable safety policies; complies with all company policies, procedures, and standard
Performs other duties as assigned
Supervisory Responsibilities :
None
Travel :
Travel up to 10% is to be expected
Disclaimer :
Please note that the above statements are intended to describe the general nature and level of work being performed by employees assigned to this classification. They are not to be interpreted as an exhaustive list of all responsibilities, duties, and skills required of the incumbents so classified. All incumbents may be required to perform duties outside of their normal responsibilities, as needed.
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