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QA Engineer III

Bread Financial Payments, Inc
Columbus, OH Full Time
POSTED ON 3/5/2025 CLOSED ON 3/7/2025

What are the responsibilities and job description for the QA Engineer III position at Bread Financial Payments, Inc?

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Job Summary

The QA Engineer 3 catches more complex problems that may arise from system enhancements that would reduce the quality of the product before it goes to launch. The QA Engineer, 3 engages with the project team throughout the project life cycle to ensure that quality is achieved with the system and/or client enhancements. Throughout the testing, they report on progress and defects to the project team. The QA Engineer, 3 may work directly with Bread Financials' external client partners to onboard new clients or enhance capabilities with existing clients. Additional duties may include configuration updates and business integration.


 

Essential Job Functions

  • Utilizes analytical skills, test plans and test scripts based on the business and functional requirements for the project and the review of these documents with systems analysts, developers, and/or vendors. Responsible for the creation of a first events validation plan which includes production validation, backout mitigation plan, and post-install support. - (20%)

  • Demonstrates an aptitude for detail and accuracy and technical knowledge, executes test scripts and reports defects using JIRA. Utilizes knowledge of database structure, creates and executes SQL queries to identify test accounts and verify application behavior is working as expected - (20%)

  • Utilizes problem solving and communication skills to work with development teams and/or vendors to resolve and retest identified defects. Report on testing progress to testing lead or project manager - (20%)

  • Executes first events validation and provides knowledge transfer documentation to the production support team. Updates project reporting documentation and attends team meetings. Utilizes defect management and organization skills, provide progress and metrics on test execution and defects to project team - (15%)

  • Demonstrates foundational knowledge of credit card operations, banking, financial, loyalty rewards, and credit card regulatory while working with various areas of the business. Demonstrates leadership by driving the testing of projects and collaborates with stakeholders in understanding the testing needs and reporting on testing results - (15%)

  • Act as liaison to developers, vendors, and other areas of the business to ensure project requirements are satisfied. - (10%)


Minimum Qualifications

  • High School Diploma or GED

  • 8 years of Banking/Financial Services/Insurance Domain functional testing experience


Preferred Qualifications

  • Bachelor’s Degree Computer Science/Information Technology or Equal Technical Degree

  • ISTQB

  • CSTP

  • CAT

  • 10 years of Banking/Financial Services/Insurance Domain functional testing experience

  • Proficient knowledge of: Account Number BIN range management; Agile methodologies; Digital Wallets; Fiserv Optis; Fiserv PCF platform; Fiserv Rules Management platform; IBM DB2 SQL; Jira; MC/Visa/Amex credit card setups; Microsoft Azure Application Insights; Splunk; Test scripting; Waterfall SDLC; Win SQL.

Skills

  • Agile Methodology

  • API Testing

  • Atlassian JIRA

  • Acceptance Test Driven Development (ATDD)

  • Database Testing

  • DB2 SQL

  • Quality Assurance (QA)

  • Software Development Life Cycle (SDLC)

  • Software Testing Life Cycle (STLC)

  • Structured Query Language (SQL)

  • Test Case Design

  • Test Data Management


Reports To: Manager and above

Direct Reports: 0

Work Environment

  • Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.


Travel

  • Ability to travel up to 10% annually


Physical and Mental Requirements

To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.

  • Communicate/Hearing

  • Communicate/Talking

  • Move/Traverse

  • Reaching

  • Standing

  • Stationary Position/Seated

  • Typing/Writing

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

Salary Range (unless otherwise noted below):

$108,300.00 - $196,300.00

Full Salary Range for position:

California: $124,600.00 - $245,400.00

Colorado: $108,300.00 - $206,100.00

New York: $119,200.00 - $245,400.00

Washington: $113,700.00 - $225,700.00

Maryland: $113,700.00 - $215,900.00

Washington DC: $124,600.00 - $225,700.00

Illinois: $108,300.00 - $215,900.00

New Jersey: $124,600.00 - $225,700.00

The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.

Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26.  New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period).  Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period.   Hired associates can immediately enroll in Bread Financial’s 401(k) plan.

All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.

Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.

Click here for more Benefits information.

About Bread Financial

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. 

To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. 

  • Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
  • The Company is an Equal Opportunity Employer.
  • Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
  • The Company participates in E-Verify.
  • The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act.  Applicants with criminal histories are encouraged to apply.
  • The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws.  The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations.  If you need assistance to accommodate a disability, you may request an accommodation at any time.  Please contact the Recruiting Team at TaOps@breadfinancial.com.

Job Family:

Information Technology

Job Type:

Regular

Salary : $108,300 - $196,300

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