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Credit Analyst Intern

Bridgewater Bank
Park, MN Intern
POSTED ON 2/4/2025
AVAILABLE BEFORE 4/4/2025

We are seeking an intern to join our 2025 Summer Intern Cohort at Bridgewater Bank within the Credit team. The ideal candidate will develop an understanding of banking and credit to identify and analyze potential risks associated with various loan transactions.  This role supports lenders by evaluating the financial condition of individuals and businesses applying for lending credit with the bank.

Bridgewater Bank’s internship is designed to engage students in real world banking activities to maximize student’s education with practical corporate experience. The program strives to provide students the opportunity to apply the knowledge and skills learned in college to real life work within our organization. Interns will have the opportunity to work side by side with Bridgewater employees collaborating innovative ideas that fit our vision. As a Bridgewater intern, our interns will have the chance to sit in on meetings with their department and be assigned to individual projects which they present to the Cohort and Senior Leadership at the end of the Internship.

Intern Cohort duration: May 20, 2024 – August 29, 2024

QUALIFICATIONS:

  • Candidates must be:
    • Current (Juniors and Seniors) or recent graduate from a 4-year bachelor’s degree program in Finance, Economics, Business, or any other related field.
    • Authorized to work in the United States
  • Collect, review, and analyze loan requests, financial information, appraisals, title insurance, etc.
  • Prepare spreadsheets, reports, summaries, and recommendations on loan structure/pricing for lenders
  • Assign risk ratings to support loan requests
  • Prepare credit presentations to be used in the credit approval process including cash flow analysis, forecasting of future performance, industry trends, and loan performance histories
  • Develop and maintain accurate records for lending clients and accounts
  • Superior analytical/reasoning skills with the ability to work independently and as a member of a team
  • Excellent written, verbal, and interpersonal communication skills
  • Strong presentation acumen
  • Excellent organizational skills to deal with multiple projects and priorities
  • Proficiency in Microsoft Office (Word, Excel, PowerPoint, and Outlook)
  • Ability to:
    • Maintain confidential information to the highest degree
    • Work in a fast-paced environment and meet deadlines
    • Develop and maintain effective working relationships

 

ABOUT BRIDGEWATER BANK:

It all started with a vision in 2005. This vision was to create a full-service, entrepreneurial bank where clients would notice a difference, team members would be challenged to grow, and the culture would be optimistic. Over a decade later, this unconventional attitude laid the foundation of Bridgewater Bank, a nationwide top-performing bank with an award-winning culture.

We’re on a mission to become the finest entrepreneurial bank in the Twin Cities. And it’s working. Join our team and you will be surrounded by remarkable people who want to challenge the status quo and redefine what it means to work in this industry. This journey began in 2005, and it’s just getting started. Will you join us?

COMPENSATION & BENEFITS:

The hourly base pay range for this role is $20/hr. Bridgewater Bank provides:

  • Paid Holidays: Memorial Day, Juneteenth and July 4th
  • PTO accrued in compliance with MN ESST Law

PLEASE NOTE:

The above is intended to describe the general content of and requirements for this position.  It is not to be construed as an exhaustive list of duties, responsibilities, or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

STATUS: Non-Exempt

Salary : $20

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