Physical Premium Auditor II

Description

Integrity. Care. Trust. Compassion. Expertise.

Do these words resonate with you?

These values of Builders culture create success in all we do. We strive to provide deeply supportive partnerships to our customers, agents, and each other. 

Builders is proud to be named among the Great Places to Work.  Our award-winning culture has earned top marks in Company Direction, Employee Appreciation, Work-Life Balance, Leadership, and Compensation and Benefits. Our strong culture keeps us Built Strong in a forever-changing world, and our AM Best A Rating is evidence of our financial strength.

Position Summary

The Physical Premium Auditor II provides a range of premium audits and audit services utilizing routine supervisory guidance. The Auditor II reviews relevant policyholder records to identify and communicate risk exposures and ensure appropriate premiums are charged. Responsibilities include scheduling audits, conducting reviews, and providing a summary of results to Underwriting, producers, and policyholders.

Responsibilities
 

• Perform a range of premium audits for assigned accounts utilizing substantial audit knowledge and effective communication skills to ensure policyholders and colleagues are well informed of audit status.
• Reach position-specific numerical audit milestones within department-designated timelines. 
• Conduct thorough investigations into risk exposures, manage claims and coding information during audits, and offer actionable recommendations.
• Support accounts in managing their premium audit exposures and follow through on necessary actions.
• Stay abreast of developments in premium audit through industry publications, relevant coursework, seminars and other professional development means.
• Communicate any significant or unusual conditions affecting customer risk to internal and external stakeholders.
• Collaborate with Underwriting to establish and maintain high standards of accuracy and quality for all accounts.
• Maintain regular communication with internal leadership.
• Perform other duties as required.

Qualifications

• Associate in Premium Audit designation (is preferred) - or completion of APA 91, The Principles of Premium Auditing and APA 92, Premium Auditing Applications working toward the American Institute for Chartered Property Casualty Underwriters (AICPCU) completion requirements; or an equivalent combination of education and/or experience
• Four or more years of premium audit experience in the construction industry
• Knowledge of National Council on Compensation Insurance (NCCI) Workers’ Compensation Manual rules, Insurance Services Office (ISO) policies and analytics and Premium Audit Advisory Service’s (PAAS) technical information
• Skill in consultation with a solid knowledge of insurance principles, casualty/property/liability premium audit systems and underwriting
• Knowledge, at an intermediate level, of payroll taxes
• Skill in interpersonal interactions, with the ability to collaborate effectively with individuals at all levels
• Capacity to travel and work autonomously while ensuring transparent communication with internal leadership
• Skill in planning, time and organizational management with the ability to prioritize work and meet deadlines; ability to multi-task effectively while paying attention to detail
• Proficient in both verbal and written communication with the ability and commitment to maintain confidentiality
• Proficient with Microsoft Office Suite and function specific software applications
• Candidate must be located or willing to self-relocate to the assigned southwest Florida region

Let’s talk benefits!

• Competitive Salary
• Bonus Structure
• Profit Sharing
• Medical, Dental, Vision Insurance
• Employer Paid Short Term Disability
• Employer Paid Long Term Disability
• Employer Paid Life Insurance
• Voluntary Life Insurance
• 401K with Company Match
• PTO

About Builders

Builders is a mid-sized mutual with remarkable strengths. Rated A by AM Best, Builders has forged rock-solid financial strength and a reputation for reliability and fairness in fulfilling our promises to customers. Kind, collaborative, and customer-centric, our experienced and passionate teams foster a rewarding atmosphere of excellence, trust, and mutual respect, meriting the “Culture Excellence” honors from Top Workplaces. Flexible and highly personal, our experts leverage deeply supportive partnerships with knowledgeable independent agencies to drive better services and protection for policyholders.

Our financial excellence, amazing people, and powerful partnerships build outstanding outcomes and peace of mind for our agents and their clients. This is what we mean by Insurance Built Strong^®.