What are the responsibilities and job description for the Mortgage Loan Originator II position at C&N Job Board?
Who are we?
For over 160 years, C&N has been committed to creating value through lifelong relationships with our customers, communities, shareholders, and teammates. What sets us apart from other banks is our unwavering dedication to embodying our values of teamwork, excellence, respect, responsibility & accountability, integrity, and having fun in everything we do, daily.
From partnering closely with our customers and guiding them toward their life aspirations to supporting our local communities through our many initiatives, including “Giving Back, Giving Together,” to making the best decisions for the long-term interests of our shareholders, C&N is committed to being the only financial institution that our customers will ever need.
At the heart of what we do are our employees! C&N is a team of passionate, imaginative professionals dedicated to making a positive difference. We believe in fostering a culture where every employee thrives. Join us to be part of a team that values innovation, collaboration, and excellence, where your career aspirations are supported, and your talents are appreciated.
Who are you?
You are an experienced Mortgage Loan Originator with a passion for community impact. You have a strong understanding of the Community Reinvestment Act (CRA) and a drive to make a positive difference through home lending. At C&N, we’re looking for a dedicated professional like you to join our team, helping individuals and families achieve their dreams of homeownership while fostering community growth. As a Mortgage Loan Originator II, you will play a key role in our commitment to providing personalized, accessible mortgage solutions, especially to low- to moderate-income communities. If you are ready to be part of a highly motivated team that values both customer service and community engagement, C&N is a great place to grow your career!
You will be responsible for:
- Proactively engaging with prospective clients to originate residential mortgage loans, with some focus on loans that align with CRA guidelines, targeting low- to moderate-income communities.
- Establishing and maintaining strong relationships with realtors, builders, community partners, and other referral sources to generate a consistent pipeline of loan opportunities.
- Providing expert guidance to clients throughout the mortgage process, from application through closing, ensuring a smooth and personalized experience. Deliver clear communication about loan products, terms, and conditions
- Efficiently managing a pipeline of loans, tracking each loan’s progress and ensuring all documentation is completed accurately and on time. Coordinate with internal departments such as underwriting, processing, and closing.
- Participating in community outreach programs and events to promote financial literacy and homeownership, particularly in underrepresented communities.
Requirements:
Education & Experience – 4-6 years of previous related mortgage lending experience and/or training OR an equivalent combination of education and experience.
Preferred – CRA-related lending experience and bilingual proficiency in Spanish and English.
Required Certifications – NMLS (within 1 year of employment).
Skills – You should possess well-developed abilities and a proven track record in the following areas:
- Proven experience as a Mortgage Loan Originator with a strong knowledge of current mortgage products, regulations, and underwriting requirements.
- Demonstrated ability to build relationships with customers, realtors, and community organizations.
- Exceptional communication skills and a proactive approach to problem-solving.
- Capable of critical thinking and assessing complex situations.
- Highly attentive to detail with strong organizational abilities.
Why C&N?
At C&N, we’re more than just a team – we’re a community working together toward a shared mission: the success of our customers, teammates, shareholders, and communities.
- Achieve & Grow: Your success is our success. At C&N, you’ll grow alongside our customers as we work together to achieve meaningful goals.
- Learn & Develop: Collaboration is at the heart of what we do. You’ll learn from and with your teammates, fostering both personal and professional growth.
- Contribute & Be Rewarded: Your contributions make a difference, and we recognize your impact through competitive rewards and career advancement opportunities.
- Share & Celebrate: Together, we give back and celebrate the milestones that matter to our communities.
We’re proud of our award-winning workplace culture, recognized repeatedly with the NBRI Circle of Excellence Award. At C&N, we live our values every day, creating a supportive, inclusive, and dynamic environment where you can thrive.
Comprehensive Benefits for Your Success:
At C&N, we offer more than just a competitive salary – our robust benefits package is designed to support your well-being, career growth, and work-life balance. Highlights include:
- Paid Time Off: Generous vacation, personal, sick, family sick, and community service leave.
- Retirement Savings: 401(k) with pre-tax and ROTH contribution options and a safe harbor match, plus an Employee Stock Ownership Plan (ESOP).
- Health & Wellness:
- Health, dental, and vision coverage, including employer-paid premium options for employee-only coverage.
- Health Savings Account (HSA) and Flexible Spending Accounts (FSAs) for medical and dependent care.
- Employer-paid life and disability insurance.
- Additional voluntary coverages to meet your unique needs.
- Career Development: Access to education and development programs and ongoing support for personal and professional growth.
With C&N, you can customize your benefits to fit your life while growing your career in a supportive and rewarding environment.
