What are the responsibilities and job description for the Mortgage Loan Originator II position at C&N Services LLC?
Who are we?
For over 160 years, C&N has been committed to creating value through lifelong relationships with our customers, communities, shareholders, and teammates. What sets us apart from other banks is our unwavering dedication to embodying our values of teamwork, excellence, respect, responsibility & accountability, integrity, and having fun in everything we do, daily.
From partnering closely with our customers and guiding them toward their life aspirations to supporting our local communities through our many initiatives, including "Giving Back, Giving Together," to making the best decisions for the long-term interests of our shareholders, C&N is committed to being the only financial institution that our customers will ever need.
At the heart of what we do are our employees! C&N is a team of passionate, imaginative professionals dedicated to making a positive difference. We believe in fostering a culture where every employee thrives. Join us to be part of a team that values innovation, collaboration, and excellence, where your career aspirations are supported, and your talents are appreciated.
Who are you?
You are an experienced Mortgage Loan Originator with a passion for community impact. You have a strong understanding of the Community Reinvestment Act (CRA) and a drive to make a positive difference through home lending. At C&N, we're looking for a dedicated professional like you to join our team, helping individuals and families achieve their dreams of homeownership while fostering community growth. As a Mortgage Loan Originator II, you will play a key role in our commitment to providing personalized, accessible mortgage solutions, especially to low- to moderate-income communities. If you are ready to be part of a highly motivated team that values both customer service and community engagement, C&N is a great place to grow your career!
You will be responsible for :
- Proactively engaging with prospective clients to originate residential mortgage loans, with some focus on loans that align with CRA guidelines, targeting low- to moderate-income communities.
- Establishing and maintaining strong relationships with realtors, builders, community partners, and other referral sources to generate a consistent pipeline of loan opportunities.
- Providing expert guidance to clients throughout the mortgage process, from application through closing, ensuring a smooth and personalized experience. Deliver clear communication about loan products, terms, and conditions
- Efficiently managing a pipeline of loans, tracking each loan's progress and ensuring all documentation is completed accurately and on time. Coordinate with internal departments such as underwriting, processing, and closing.
- Participating in community outreach programs and events to promote financial literacy and homeownership, particularly in underrepresented communities.
Requirements :
Education & Experience - 4-6 years of previous related mortgage lending experience and / or training OR an equivalent combination of education and experience.
Preferred - CRA-related lending experience and bilingual proficiency in Spanish and English.
Required Certifications - NMLS (within 1 year of employment).
Skills - You should possess well-developed abilities and a proven track record in the following areas :
Why C&N?
At C&N, we're more than just a team - we're a community working together toward a shared mission : the success of our customers, teammates, shareholders, and communities.
We're proud of our award-winning workplace culture , recognized repeatedly with the NBRI Circle of Excellence Award. At C&N, we live our values every day, creating a supportive, inclusive, and dynamic environment where you can thrive.
Comprehensive Benefits for Your Success :
At C&N, we offer more than just a competitive salary - our robust benefits package is designed to support your well-being, career growth, and work-life balance. Highlights include :
Health, dental, and vision coverage, including employer-paid premium options for employee-only coverage.
With C&N, you can customize your benefits to fit your life while growing your career in a supportive and rewarding environment.
Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
