What are the responsibilities and job description for the Relationship Manager I position at Cadence Bank?
What The Role Is
Under general supervision, but in accordance with established lending policies and procedures, receives and reviews the commercial banking needs for Corporate Clients with annual revenues preferably in the range of $25 million to $1 billion.
How You Will Make An Impact
Solicits business from potential and existing customers (outside and inside bank location) to include loans, deposits, treasury management, foreign exchange, and rate risk management.
Interviews commercial applicants and processes loan requests.
Analyzes applicant’s financial status and credit to determine feasibility of granting loan.
Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.
Maintains and grows client relationships.
Manages a portfolio of commercial loans.
May have to work through stressed credit situations with clients.
Provides and maintains a professional, business-like atmosphere within the banking division.
Mitigates risk for the Company and the Client.
Who You Are
Strong interpersonal and customer service skills.
Sales oriented.
Strong desire to be part of a winning team that is growing our presence in Texas.
Education
Bachelor’s degree in accounting or finance with a minimum of 9 hours of accounting.
Experience
A minimum of 3 - 5 years experience in a financial institution as a commercial lender.
Knowledgeable of laws and regulations applicable to lending practices.
Proven history of successfully managing a portfolio.
Characteristics
Regular and reliable attendance.
Works cooperatively with others.
Strong Interpersonal skills
Excellent foundation in commercial credit
Ability to present opportunities clearly and concisely to a credit executive or a credit committee in collaboration with the Portfolio Manager and the Executive Managing Director.
If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we’re dedicated to adding new perspectives to the team and encourage everyone to apply.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
Under general supervision, but in accordance with established lending policies and procedures, receives and reviews the commercial banking needs for Corporate Clients with annual revenues preferably in the range of $25 million to $1 billion.
How You Will Make An Impact
Solicits business from potential and existing customers (outside and inside bank location) to include loans, deposits, treasury management, foreign exchange, and rate risk management.
Interviews commercial applicants and processes loan requests.
Analyzes applicant’s financial status and credit to determine feasibility of granting loan.
Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.
Maintains and grows client relationships.
Manages a portfolio of commercial loans.
May have to work through stressed credit situations with clients.
Provides and maintains a professional, business-like atmosphere within the banking division.
Mitigates risk for the Company and the Client.
Who You Are
Strong interpersonal and customer service skills.
Sales oriented.
Strong desire to be part of a winning team that is growing our presence in Texas.
Education
Bachelor’s degree in accounting or finance with a minimum of 9 hours of accounting.
Experience
A minimum of 3 - 5 years experience in a financial institution as a commercial lender.
Knowledgeable of laws and regulations applicable to lending practices.
Proven history of successfully managing a portfolio.
Characteristics
Regular and reliable attendance.
Works cooperatively with others.
Strong Interpersonal skills
Excellent foundation in commercial credit
Ability to present opportunities clearly and concisely to a credit executive or a credit committee in collaboration with the Portfolio Manager and the Executive Managing Director.
If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we’re dedicated to adding new perspectives to the team and encourage everyone to apply.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
