What are the responsibilities and job description for the Loan Officer position at Chadron Federal Credit Union?
Chadron Federal Credit Union is looking to add to our team. Chadron FCU is currently seeking a consumer loan officer. We are a growing and prosperous credit union in upper Northwest Nebraska. We are a team focused on growing our credit union and providing excellent service to our members. We collectively work very hard to achieve our mission and set growth related goals. We are a team with passion and understanding of the credit union philosophy. We need a strong and dedicated team member to help us take our credit union to the next level.
Job Responsibilities include:
- Interview members to determine their loan needs, income, and financial condition
- Analyze loan applications and associated documentation for accuracy
- Guide members through the lending process
- Analyze credit reports and financial documents
- Make decisions to approve, disapprove or forward the loan request
- Explain loan programs and evaluate members needs to recommend appropriate products
- Establish terms and conditions of approved loans and communicate clearly to members
- Handle member inquiries. Research accounts as needed
- Work directly with other loan officers and management
- Excellent time management and multi-tasking
- Complete reports and records promptly and accurately
- Attend meetings as required
Position Requirements:
- Minimum 2 years’ experience in similar or related field
- Familiar with credit scoring, risk-based lending, and general underwriting procedures
- Working knowledge of consumer lending regulations
- Extremely developed written and verbal communication skills
- Excellent customer service skills
- Basic knowledge of credit union structure and purpose
- Understanding of related legal and regulatory laws/industry standards
Position Benefits:
- In depth training
- Retirement with match
- Medical/Dental/Vision/Life Insurance
- Disability/Income Insurance
- Vacation & Sick Time Accrual
- Mental Health PTO
Job Type: Full-time
Pay: $20.00 - $25.00 per hour
Expected hours: 40 per week
Benefits:
- 401(k) 3% Match
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Retirement plan
- Vision insurance
Schedule:
- 8 hour shift
- Monday to Friday
Ability to Relocate:
- Chadron, NE: Relocate before starting work (Required)
Work Location: In person
Salary : $20 - $25