What are the responsibilities and job description for the Loan Assistant position at Dacotah Banks?
Job Summary
Responsible for supporting business and agricultural customers by providing direct administrative support to the lending staff and playing a critical role in the execution of the Bank credit and lending process. As a Loan Assistant, you will interact, support, and build relationships with a variety of internal and external clients. A drive to succeed, desire to learn new skills, an affinity for numbers, and a passion for providing excellent customer service are keys to success.
Essential Functions
- Understand lending policies, procedures and regulations, and perform duties in such a way as to maintain compliance with stated standards
- Act as intermediary credit process expert between Banker and Loan Processing or Credit Operations
- Participate actively in lending workflow to ensure quality and timely service to Bank loan customers
- Order loan documents, review loan documents for accuracy and completeness, print loan documents for banker review, and ensure all documents are properly executed by banker and customer
- Set up, manage, and provide ongoing maintenance to electronic customer files in accordance with Bank guidelines
- Follow up on outstanding items, request documentation, and provide updates as documentation is received
- Manage the IMM E-sign for documents
- Disburse loan proceeds
- Provide applicable disclosures in accordance with regulatory requirements
- Monitor and manage new, renewed, and paid loan report to ensure timely processing
- Monitor and manage reports to provide timely feedback and follow-up on any necessary or outstanding items
- Promote and implement the Bank’s service philosophies
- Other duties as assigned
Education & Experience
We offer the opportunity for career growth and development in a professional and pleasant working environment. We offer a competitive salary and exceptional benefits package including :
Qualifications
Skills
Required
Maintain Confidentiality
Expert
Microsoft Office
Advanced
Excel Software
Advanced
Oral and Written Communication
Advanced
Business Ethics
Advanced
Proper Business Etiquette
Advanced
Willing to Learn
Advanced
Ability to identify loan documents
Advanced
Behaviors
Required
Detail Oriented
Capable of carrying out a given task with all details necessary to get the task done well
Team Player
Works well as a member of a group
Loyal
Shows firm and constant support to a cause
Dedicated
Devoted to a task or purpose with loyalty or integrity :
Motivations
Required
Ability to Make an Impact
Inspired to perform well by the ability to contribute to the success of a project or the organization
Self-Starter
Inspired to perform without outside help :
Education
Required
High School or better.
Preferred
Bachelors or better in Banking / Financial Service or related field.
Experience
Preferred
3 years :
General banking experience, or prior lending / loan processing experience preferred
Licenses & Certifications
