What are the responsibilities and job description for the Mortgage Review Manager (On-Site) position at Citizens First Bank?
About the Organization:
Citizens First Bank, a cornerstone of The Villages community, was founded by the visionary founders of The Villages in 1991. “We are a bank created specifically to fill the needs of our community and to conscientiously and joyously serve our Villagers residents in every possible way.” -Founder Harold Schwartz. Since that time, the vision of the Bank has expanded to build upon our purpose of serving the Villages in every way while sharing our exceptional service and lasting relationships with the people and businesses throughout Lake, Sumter, Marion and Citrus counties. Citizens First Bank: A Five Star Bank where hospitality meets finance.
About the Position:
Citizens First Bank is seeking a Mortgage Review Manager to champion excellence in mortgage quality control. The Mortgage Review Manager ensures compliance with mortgage laws and internal controls for loan processes. The Mortgage Review Manager oversees GSE requirements, supervises the review team, and supports the Bank’s vision and values.
What you'll do as a Mortgage Review Manager:
- Oversee the Mortgage Quality Control Program to meet insurer and guarantor requirements.
- Collaborate across the bank to assess quality control risks and departmental impacts.
- Develop and implement effective mortgage quality control policies and processes.
- Review revisions to disclosures, modification agreements, and notices.
- Maintain relationships with GSE agencies and respond to their requests.
- Ensure timely submission of HMDA data to the relevant regulatory agency.
- Make decisions in line with bank policies and regulatory compliance, considering associated risks to maintain a safe banking environment.
For more information, please see the attached job description.
Mortgage Review Manager Requirements:
Minimum:
- Bachelor degree or five plus years related experience and/or training, or equivalent combination of education and experience.
- Knowledge of mortgage laws and regulations with the ability to identify and assess compliance risks. Must have a minimum of two years of managerial experience.
- Must be proficient in Microsoft applications including Access and Excel. Must have excellent organizational and communication skills.
- Must have the ability to read and interpret documents such as safety rules, operating and maintenance instructions and procedure manuals.
- Ability to speak effectively before groups of customers or employees of organization.
Mortgage Review Manager Benefits:
Citizen’s First Bank offers an exceptional benefits package for full-time employees including medical dental, vision, short and long-term disability insurance options, 401K which matches the first 5% of contributions and generous vacation allowance. All employees enjoy an annual calendar recognizing ten federal holidays which may be paid, a high-end hospitality environment with a strong promote-from- within culture, and the satisfaction that comes from serving the community and relationship building. Dream maker discount program applicable at various local businesses. **Category I employer for eligibility placement into The Villages Charter School. **
Citizens First Bank is committed to provide equal employment opportunity to all persons regardless of race, color, national origin, religion, sex, sexual orientation, gender identity, age, genetic information, marital status, protected veteran status or disability. In addition to federal law requirements, Citizens First Bank complies with applicable state and local laws governing nondiscrimination in employment in every location in which the Bank has facilities.
Citizens First Bank is proud to be a drug, alcohol, and weapons free workplace.
