What are the responsibilities and job description for the Loan Processor position at CITIZENS NATIONAL BANK?
Job Title: Loan Processor
Location: Lima, Ohio
Status: Full Time
FSLA Job Class: Non-Exempt
Department: Retail Lending
Reports To: Retail Credit Manager
At Citizens National Bank, we have surrounded ourselves with some of the brightest and most talented professionals in the financial service industry to form a solid and secure community banking foundation.
Citizens National Bank has an excellent opportunity available in our Retail Lending Department in Lima, Ohio for a Loan Processor. In this role you will prepare and process One to four family real estate loans accurately and with time constraints.
A typical day may include the following:
- Process mortgage loan applications and track information.
- Prepares loan paperwork, closes new mortgage accounts, and posting the new account in the system.
- Orders verifications and prepares file for credit decisions.
- Review all final documentation: Validate signatures are present and notarized as applicable, and ensures all required documents are present and uploaded to Director.
- Ensures all missing documents for loan files are tracked and obtained in a timely manner.
- Ensures all loan policy exceptions are properly documented on the exception report.
- Manages and maintains all servicing functions on loans from inception through final payment.
- Prepares mortgage loan releases, loan modification agreement, etc.
- Processes escrow draws for repairs/insurance claims on funds held.
JOB REQUIREMENTS:
- High School Diploma or General Education Degree; and previous experience with secretarial skills, customer service, Word and Excel. Ideal candidate will possess at least two years prior loan experience.
ADDITIONAL QUALIFICATIONS:
- Knowledge and proficiency with MS Office Products required.
- Keyboarding proficiency is necessary.
- Must be able to meet deadlines and be attentive to detail.
WHAT'S GREAT ABOUT WORKING AT CITIZENS NATIONAL BANK?
- Medical, Dental, and Vision Insurance
- Company Paid Life Insurance
- Company Paid Short Term & Long Term Disability
- Generous Paid Time Off including Vacation, Sick, Personal, and Emergency Time
- 11 Paid Holidays
- Incentive Plan paid on a quarterly basis
- Employee Stock Ownership Plan for your retirement
- Banking Perks
Citizens National Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.
