What are the responsibilities and job description for the Appraisal Analyst IIIC position at Citizens?
Description
As the Appraisal Analyst IIIC, you will be a contributing member of the Collateral Risk Management Team. In this role you will make decisions on collateral as a function of Citizens due diligence, as it pertains to risk exposure on residential real estate. You will perform moderately complex internal real estate appraisal reviews for 1–4 family properties for compliance with corporate policy and secondary standards; such as Uniform Standards of Professional Appraisal Practice (USPAP), Fannie Mae, Freddie Mac, and HUD guidelines. This will include Owner or Tenant Occupied, Single Family, Condos and PUD units with a loan amount of $0 - $3,500,000.
Primary Responsibilities Include
The salary range for this position is $35.02 - $47.38 per hour. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits.
Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens), provides equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability, or history or record of a disability, ethnicity, gender, gender identity or expression, transgendered and transitioning individuals, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens we are committed to fostering an inclusive culture that enables colleagues to bring their best selves to work every day and where all are expected to be treated with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. We perform our best so we can do more for our customers, colleagues, communities and shareholders.
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
Posting End Date: 04/09/2025
As the Appraisal Analyst IIIC, you will be a contributing member of the Collateral Risk Management Team. In this role you will make decisions on collateral as a function of Citizens due diligence, as it pertains to risk exposure on residential real estate. You will perform moderately complex internal real estate appraisal reviews for 1–4 family properties for compliance with corporate policy and secondary standards; such as Uniform Standards of Professional Appraisal Practice (USPAP), Fannie Mae, Freddie Mac, and HUD guidelines. This will include Owner or Tenant Occupied, Single Family, Condos and PUD units with a loan amount of $0 - $3,500,000.
Primary Responsibilities Include
- Analyzes the reasonableness of the appraisals to confirm reported value is supported for financing purposes while evaluating report completion methodology.
- Maintains daily and monthly goals set by Sr. Management.
- Adheres to bank policies and procedures and complies with legal and regulatory requirements including appraisal industry’s concepts and practices.
- Perform other responsibilities as directed by the team Leader or other Sr. Management.
- Communicate with appraisal vendors to obtain clarification and additional supporting explanations and/or data as deemed necessary.
- Report inconsistencies and irregularities on appraisals to the Manager to determine If an escalation is required.
- 3 years certified residential appraiser (active)
- Appraisal review experience at a lender preferred
- Extensive knowledge of USPAP (Uniform Standards of Professional Appraisal Practice) and general appraisal techniques and analysis
- Experienced in Construction to Perm
- Working knowledge of CMS platform
- Knowledge of all types of real property, terms, types of ownership in real estate, deeds, mortgages, etc.
- Ability to recognize deficiencies in appraisal reports and changes in market trends and conditions.
- Able to multitask with effective and proficient communication skills.
- Ability to work with a sense of urgency
- Familiar with secondary market collateral guidelines, working in CU and LCA
- Recent and extensive appraisal review experience of complex properties
- Hours per Week: 40
- Work Schedule: 8:00am - 5:00pm
The salary range for this position is $35.02 - $47.38 per hour. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits.
Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens), provides equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability, or history or record of a disability, ethnicity, gender, gender identity or expression, transgendered and transitioning individuals, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens we are committed to fostering an inclusive culture that enables colleagues to bring their best selves to work every day and where all are expected to be treated with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. We perform our best so we can do more for our customers, colleagues, communities and shareholders.
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
Posting End Date: 04/09/2025
Salary : $35 - $47
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