What are the responsibilities and job description for the Loan Officer position at Clm Mortgage Inc.?
Are you ready to make a meaningful impact in the mortgage industry while working in a supportive and dynamic environment? At CLM Mortgage, we are dedicated to delivering exceptional lending and advisory services, ensuring our customers receive the highest possible value and a truly personalized experience. As our company continues to grow, we are looking for enthusiastic individuals who share our commitment to excellence and innovation to join our vibrant team. If you are passionate about making a positive impact, enjoy working in a collaborative setting, and strive for success, we encourage you to apply and become a part of our exciting journey!
Position Summary
As a Loan Officer, you will serve as a trusted advisor and liaison between applicants and our financial institution, guiding qualified borrowers through the loan process to secure financing solutions that meet their needs. You will be responsible for originating, evaluating, and processing loan applications while ensuring compliance with industry regulations and company policies. Your role includes meeting with potential borrowers, assessing financial eligibility, structuring loan options, preparing loan proposals, and managing active loans. Additionally, you will cultivate relationships with clients, real estate agents, and other referral partners to drive business growth and enhance customer satisfaction.
- CLM is the In-house lender for Hubble Homes
Responsibilities And Duties
- Meet with loan applicants to identify their needs and collect information for loan applications
- Analyze active loan files on a regular basis and recommend solutions to speed up the loan process
- Complete loan contracts and educate clients on policies and regulations
- Interview applicants to define financial eligibility and established debt payment plans
- Monitor and update account records
- Submit loan applications in a timely manner
- Prepare detailed loan proposals
- Reject loan applications and explain deficiencies to applicants
- Respond to applicants’ questions and resolve any loan-related issues
- Operate in compliance with laws and regulations
Qualifications
- Solid understanding of local, state, and federal loan regulations
- Proficient with standard software such as Microsoft Office
- Effective interpersonal, verbal, and written communication skills
- Maintain proper and professional etiquette and appearance.
- Strong attention to details, high degree of accuracy and excellent organizational skills
- Exemplary customer service skills
- Bi-lingual with builder experience preferred
- Minimum of 1-year experience as a loan officer preferred
- College degree preferred
CLM Mortgage offers competitive benefits including healthcare coverage, 401k contributions, four weeks paid vacation, paid holidays, and more. CLM Mortgage is an equal opportunity employer and does not discriminate against applicants or employees. We welcome applications regardless of race, color, religion, gender, national origin, ancestry, age, marital status, sexual orientation, gender identity, veteran status, disability, or any other classification protected by law.