What are the responsibilities and job description for the Product Owner - Credit Card Application position at cloudingest inc?
Job Details
Product Owner - Credit Card Application profiles, preferably from New Jersey.
He/she needs to work in Hybrid model, at least 2 days from Whippany NJ office.
Job Description:
A "Product Owner - Credit Card Application" is required:
To oversee the development and management of a credit card application, acting as the primary liaison between the business, development team, and customers to ensure the product aligns with market needs, delivers a seamless user experience, and meets key business objectives by prioritizing features, defining requirements, and managing the product backlog within an agile framework, with a deep understanding of credit card regulations and customer acquisition strategies.
- Relevant Experience:
a. Prior experience as a product owner in the financial services industry, specifically with credit card products.
b. Proven track record of successfully launching and managing digital products.
c. Experience with Agile development methodologies.
- Required Skills and Qualifications:
a. Business Acumen:
Strong understanding of credit card industry dynamics, regulations, and key business drivers.
Product Management Expertise:
Proven experience in managing product development lifecycle, including backlog prioritization, agile methodologies, and user story writing.
b. Customer Focus:
Ability to empathize with customer needs and translate them into actionable product requirements.
Technical Knowledge:
Basic understanding of technology systems and development processes relevant to credit card applications.
c. Communication & Collaboration:
Excellent communication skills to effectively collaborate with cross-functional teams and stakeholders.
Data Analysis Skills:
Ability to interpret data and use insights to inform product decisions.
- Key Responsibilities:
a. Product Vision & Strategy:
Define the product vision and roadmap for the credit card application, aligning it with overall business goals and market trends.
Develop and manage the product backlog, prioritizing features and user stories based on business value and customer needs.
Conduct market research to identify customer pain points and opportunities for product improvement.
b. Requirement Gathering & Analysis:
Collaborate with stakeholders (marketing, sales, risk management) to gather and translate business requirements into clear user stories and acceptance criteria.
Analyze customer data and feedback to inform product development decisions.
Ensure compliance with relevant credit card regulations and industry standards.
c. Agile Development & Delivery:
Work closely with the development team to ensure a clear understanding of product priorities and sprint goals.
Conduct backlog grooming sessions to refine user stories and prioritize features.
Participate in sprint planning, reviews, and retrospectives to monitor progress and identify areas for improvement.
d. Customer Focus & Experience:
Advocate for the customer perspective throughout the development process, ensuring a user-centric design.
Monitor key performance indicators (KPIs) related to customer acquisition, engagement, and churn to measure product success.
Conduct user testing and gather feedback to inform product iterations.
e. Stakeholder Management:
Communicate product updates and roadmap to key stakeholders, including senior management, marketing, and compliance teams.
Manage expectations and address concerns from various stakeholders.
