TRID Loan Processor

TRID Loan Processor

Position Summary

This key position is responsible for processing and underwriting mortgage applications, as well as coordinating appraisal ordering, tracking, and receipt.

TRID Key Duties and Responsibilities

· Obtain credit bureau(s) reports.

· Input loan data for loan compliance and/or underwriting

· Correspond with lenders with any questions or clarifications.

· Prepare compliance disclosures.

· Accumulate verifications and supporting documentation.

· Complete general underwriting for approvals and to ensure conformance with loan policy guidelines.

· Assemble files.

· Order flood certificates, title work and appraisals. Upon receipt of appraisal and title work, conduct preliminary compliance review.

· Order verifications of employment and payoffs.

· Perform general administrative duties.

· Comply with all banking regulations, bank policies and procedures.

· Assures that all necessary documentation has been received and conditions for closings have been met prior to closing of loan.

· Confidentiality is required in all phases of employment.

· Other duties as assigned

Knowledge, Skills & Abilities

· Strong organizational skills, attentiveness to details, and information retention, and high degree of accuracy.

· Flexibility and ability to multi-task.

· Willingness to take direction and be proactive in seeking additional duties and responsibilities.

· Strong communication skills including written and verbal communication.

· Ability to work in a fast-paced environment & under pressure as needed.

· Mathematical aptitude and problem-solving skills.

· Competence in Microsoft Office Suite: Excel, Word, PowerPoint

· 2 years’ experience in consumer mortgage processing and regulations

Job Type: Full-time

Expected hours: 40 per week

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Shift:

• 8 hour shift

Work Location: In person