What are the responsibilities and job description for the Portfolio Manager position at Commercial Bank & Trust Co?
Role and Responsibilities:
- Expands and nurtures client relationships with existing customers by assisting officer with underwriting renewals and referrals
- Handles consumer and small business loan requests for walk-in clients and referrals within defined lending authority
- Proactive contact to acquire updated financials for the purposes of clearing exceptions or helping the officer prepare for a loan renewal
- Closing renewals or loans when requested by the officer
- Stay in communication with loan assistant to keep WIP flowing and organized for loans to close as expected
- Helps maintain the bank’s floor plan loans and monitored credits
- Responsible for Problem Loan Reports in own portfolio and to assist with those in the portfolios of the officers you support.
- Collect tax returns and financial statements for spreads in own portfolio and in portfolio of officers you support.
- Monitor and collect documents and financial exceptions in own portfolio and in portfolio of officers you support.
- Supports the bank’s CRA efforts through active involvement in community organizations and specific projects as requested
- Join officer on sales calls as requested
- Makes referrals to the Mortgage and Trust Departments when appropriate
- Consistently complies with CIP requirements
Qualifications and Education Requirements
- Bachelor’s degree required
Preferred Skills:
- Excellent communication, documentation, and information technology skills
- Proficient in Microsoft Office Suite or related software
- Broad knowledge of the bank’s products, credit policy, and procedures
- Ability to analyze and interpret financial information, ability to underwrite new and renewal loan requests
- Ability to work well with others
