What are the responsibilities and job description for the Mortgage Processor I position at Commonwealth Credit Union?
Job Details
Description
Our goal is to be an Employer of Choice, and it takes all of us to achieve this. That's why all Commonwealth Credit Union team members are expected to live our Team 1 culture in all facets of their position. This includes our commitment to Diversity, Equity, Inclusion, Accessibility, and Belonging.
At Commonwealth Credit Union, we are united in our Common Purpose to Better Lives through OUR PASSION to Serve. This includes everyone, from our team members to the people in the communities we serve. That's the emphasis of our Team 1 Culture. Together Everyone Achieves More. We believe We Better Lives when we cultivate diversity, promote equity, foster inclusion, are intentional about accessibility, and provide an environment where everyone feels like they belong. That's an Extraordinary Experience. That's Bettering Lives. That's Team 1.
Our Mortgage Processors ensure the timely and accurate packaging of all mortgage loans. They are responsible for ensuring that all loan documentation is complete, accurate, verified, and complies with company policy.
They verify loan documents, including income credit appraisal and title insurance, ultimately preparing application for submission to underwriting.
The duties and responsibilities of a Mortgage Processor include, but are not limited to:
Description
Our goal is to be an Employer of Choice, and it takes all of us to achieve this. That's why all Commonwealth Credit Union team members are expected to live our Team 1 culture in all facets of their position. This includes our commitment to Diversity, Equity, Inclusion, Accessibility, and Belonging.
At Commonwealth Credit Union, we are united in our Common Purpose to Better Lives through OUR PASSION to Serve. This includes everyone, from our team members to the people in the communities we serve. That's the emphasis of our Team 1 Culture. Together Everyone Achieves More. We believe We Better Lives when we cultivate diversity, promote equity, foster inclusion, are intentional about accessibility, and provide an environment where everyone feels like they belong. That's an Extraordinary Experience. That's Bettering Lives. That's Team 1.
Our Mortgage Processors ensure the timely and accurate packaging of all mortgage loans. They are responsible for ensuring that all loan documentation is complete, accurate, verified, and complies with company policy.
They verify loan documents, including income credit appraisal and title insurance, ultimately preparing application for submission to underwriting.
The duties and responsibilities of a Mortgage Processor include, but are not limited to:
- Maintaining accurate file maintenance and meeting deadlines in submitting loans for approval, closing, and audit.
- Staying abreast of all applicable laws and regulations to ensure compliance by processor and originator.
- Demonstrating appropriate knowledge and initiative essential to performance of position.
- Cultivating a team environment that promotes positive, efficient, and collaborative ideas, which will extend to an extraordinary member experience.
- Promoting actively all credit union products and promotions in daily interactions with members.
- Maintaining technical skills in all mortgage operational systems (POS/LOS/Servicing Director and Meridian Link) and other software programs necessary for accurate job performance.
- Organizing daily activities to ensure all tasks and follow-up items are completed timely and accurately.
