What are the responsibilities and job description for the Senior Manager, Risk Analytics position at Credit Genie?
Company
Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit. Our goal is to empower every customer to achieve long-term financial stability.
Founded in 2019 by Ed Harycki, former Swift Capital Founder (acquired by PayPal 2017). Backed by Khosla Ventures and led by industry pioneers from companies such as; PayPal, Square, and Cash App, we are well positioned to build the future of inclusive finance through cutting-edge technology and customer-centric solutions.
Overview
Join our innovative Analytics team and help shape the future of risk management through data. As a Senior Manager of Risk Analytics, you will apply your expertise in data strategy and analytics to uncover actionable insights that inform key decisions across our organization. You will play a pivotal role in delivering descriptive and predictive analytics, diagnosing risk exposure, and prescribing data-driven solutions to minimize financial, operational, and compliance risks. The ideal candidate is passionate about analytical rigor, thrives in cross-functional collaboration, and is committed to mentoring others to foster a culture of data-driven risk management.
What You'll Do
Our goal is to provide a comprehensive offering of benefits and perks that promote better financial, mental, and physical wellness.
We believe working alongside each other in person is the best way to build a great product and foster a strong company culture. Our expectation is that employees are in the office five days a week, allowing for optimal collaboration, inclusivity, and productivity. At the same time, we understand that life happens and recognize the importance of flexibility. We are committed to supporting our employees when circumstances arise that require remote work or adjusted schedules. Our goal is to ensure everyone can effectively balance personal and professional responsibilities while maintaining our collaborative and productive environment.
Here are some highlights of our benefits and perks offerings, feel free to ask your recruiting partner for more details on our comprehensive offering for employees.
Credit Genie is a proud Equal Opportunity Employer where we welcome and celebrate differences. We are committed to providing a workspace that is safe and inclusive, where everyone feels supported, connected, and inspired to do their best work. If you require any accommodations to participate in our recruitment process, please inform us of your needs when we contact you to schedule an interview.
Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit. Our goal is to empower every customer to achieve long-term financial stability.
Founded in 2019 by Ed Harycki, former Swift Capital Founder (acquired by PayPal 2017). Backed by Khosla Ventures and led by industry pioneers from companies such as; PayPal, Square, and Cash App, we are well positioned to build the future of inclusive finance through cutting-edge technology and customer-centric solutions.
Overview
Join our innovative Analytics team and help shape the future of risk management through data. As a Senior Manager of Risk Analytics, you will apply your expertise in data strategy and analytics to uncover actionable insights that inform key decisions across our organization. You will play a pivotal role in delivering descriptive and predictive analytics, diagnosing risk exposure, and prescribing data-driven solutions to minimize financial, operational, and compliance risks. The ideal candidate is passionate about analytical rigor, thrives in cross-functional collaboration, and is committed to mentoring others to foster a culture of data-driven risk management.
What You'll Do
- Own the development and delivery of risk insights that empower business units to make informed, data-backed decisions
- Design and enhance risk models to assess credit, operational, and financial risk exposures
- Lead development of scenario analysis, stress testing, and forecasting models to evaluate risk under various economic and operational conditions
- Build and maintain intuitive dashboards that visualize key risk indicators and trends, enabling proactive risk mitigation
- Define and track risk-related KPIs such as default rates, loss rates, approval rates, etc.
- Collaborate with data engineers, risk, and finance teams to align risk analytics with broader business goals
- Serve as a strategic advisor and mentor to risk analysts, contributing to skill development and best practices
- 8 years of experience in data analytics, risk management, or related field with demonstrated success mentoring teams and influencing cross-functional decisions
- Master’s degree in a quantitative field (Statistics, Mathematics, Finance, Economics, or similar)
- Experience with SQL or Python and demonstrated ability to work with both structured and unstructured databases
- Proficiency in data visualization tools (Tableau, Power BI, or Qlik) to present risk-related insights clearly
- Familiarity with credit, market, and operational risk concepts and frameworks
- Excellent cross-functional collaboration and stakeholder engagement skills
- Proven ability to translate complex risk metrics into actionable business strategies
- A self-starter with an analytical mindset, keen attention to detail, and a proactive approach in fast-paced environments
Our goal is to provide a comprehensive offering of benefits and perks that promote better financial, mental, and physical wellness.
We believe working alongside each other in person is the best way to build a great product and foster a strong company culture. Our expectation is that employees are in the office five days a week, allowing for optimal collaboration, inclusivity, and productivity. At the same time, we understand that life happens and recognize the importance of flexibility. We are committed to supporting our employees when circumstances arise that require remote work or adjusted schedules. Our goal is to ensure everyone can effectively balance personal and professional responsibilities while maintaining our collaborative and productive environment.
Here are some highlights of our benefits and perks offerings, feel free to ask your recruiting partner for more details on our comprehensive offering for employees.
- 100% company-paid medical, dental, and vision coverage for you and your dependents on your first day of employment.
- Monthly fitness reimbursement up to $100 or a full membership to LifeTime Fitness
- 401(k) with a 2.5% match and immediate vesting
- Meal program for breakfast, lunch, and dinner
- Life and accidental insurance
- Flexible PTO
Credit Genie is a proud Equal Opportunity Employer where we welcome and celebrate differences. We are committed to providing a workspace that is safe and inclusive, where everyone feels supported, connected, and inspired to do their best work. If you require any accommodations to participate in our recruitment process, please inform us of your needs when we contact you to schedule an interview.
