What are the responsibilities and job description for the Credit Analytics Manager position at Credit One Bank?
Description
Position Summary
As Manager of the Balance Growth Strategy team, the position primarily manages the Bank’s various credit extension programs. This position owns the monthly Credit Limit Increase (CLI) and Convenience Check (CC) programs, covering strategy, underwriting, and campaign execution. The position oversees program strategy and reporting and is responsible for developing and leveraging insightful analytics to evaluate the programs' performance and make data-driven recommendations regarding potential strategy changes.
Summary of Essential Job Functions
- Ensure strategic alignment to overall enterprise-wide balance growth goals
- Oversee development and execution of outbound CLI and CC programs and strategies to meet and exceed company goals
- Lead team to develop, create, and read tests of new strategies
- Optimize current CLI and CC programs and underwriting strategies to increase balance growth and enhance performance across all programs
- Assess all underwriting rules and strategies to align with business standards and strategic goals.
- Work closely with the Finance Team to ensure P&L accuracy and alignment at program levels for monthly sign-off
- Ensure successful monthly campaign execution and troubleshoot issues
- Anticipate issues based on knowledge of business trends and propose direction and solutions.
- Serve as an expert consultant to senior management on highly complex issues.
- Research the impacts of business decisions.
- Manage the rollout of company-wide pilot programs developed due to programmed models.
- Partner with technology groups to define business requirements.
- Oversee user acceptance testing and implementation of complex changes.
- Manage a team of various levels of analysts.
Position Requirements
Preferred (Not Required) :
Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers various credit card products for people in all financial life stages. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). Employees and the Bank may terminate the employment relationship at any time, with or without cause or notice. Please get in touch with the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.
