What are the responsibilities and job description for the Credit Analyst position at Crossroads Bank?
Job Summary:
The Credit Analyst’s primary responsibilities are to assist commercial loan officers, request and analyze credit information, prepare loan reports, review loan documentation, and maintain credit files. More specifically, the Credit Analyst will analyze commercial loan applications and financial statements to determine customers’ continual ability to repay loans.
Culture:
Crossroads Bank is a growing community bank in the markets it serves, with an emphasis on customer relationships, community involvement, and employee satisfaction. Our current customers and employees notice a difference.
Benefits:
- Competitive salary and bonus opportunity.
- Paid parental leave.
- Health and wellness program.
- Medical, vision, and dental insurance.
- 401(k) plan.
Essential Duties and Responsibilities:
- Analyze commercial customers’ finances by gathering financial statements/tax returns.
- Analyze and prepare loan presentations for prospective customers.
- Service customers by answering and investigating questions, complaints, and problems.
- Complete annual loan reviews for existing customers.
- Assist commercial loan officers in any capacity.
- Perform all necessary duties to maintain commercial loan documents and files.
- Review real estate appraisals for competency.
- Meet with prospective customers and take notes for loan officers.
- Other duties as assigned by supervisor.
