What are the responsibilities and job description for the Mortgage Loan Officer position at CUSO Home Lending?
CUSO Home Lending, one of the leading mortgage lenders in Maine, has an exciting opportunity for an experienced Mortgage Loan Officer (MLO) for the Central and Southern Maine market.
The successful candidate(s) will have a minimum of 2 years' experience in originating mortgages for the secondary market, to include RD, VA and MSHA., and a developed network with real estate and finance professionals as referral sources.
The ideal candidate will be a strong team player and offer superior service to our borrowers. We are looking for a candidate who is positive, upbeat, and presents a neat, professional appearance. Prior experience as a full-service mortgage loan officer working with realtors, builders, and other intermediaries who can refer mortgage applicants is preferred. You will sell our full portfolio of mortgage products to consumers who are buying or refinancing homes. This process involves both face-to-face meetings and telephone selling, working closely with our operations staff to ensure that the loan applications are fully completed, that the necessary supporting documentation is received, and that the loans close as scheduled. The position requires that you understand and comply with mortgage industry regulations, including NMLS, Licensing, Fair Credit Reporting Act, the Real Estate Settlement Procedures Act, the Community Reinvestment Act, Truth-in-Lending laws, etc.
MLOs are expected to balance their work schedule calling on real estate brokers and other clients to establish mortgage business. This requires work outside of regular business hours, which may necessitate a flexible work schedule. The MLO is expected to meet or exceed established sales goals consistently with maintaining high standards of client satisfaction and quality.
CUSO Home Lending offers a competitive base salary plus commission based on closed loan production. CUSO Home Lending also offers an excellent benefit package as well as the opportunity to thrive in a challenging, fun, and exciting environment.
Experience:
- Fair Housing regulations: 1 year (Preferred)
- Loan origination: 1 year (Preferred)
- Sales: 1 year (Preferred)
Job Type: Full-time
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
Schedule:
- 8 hour shift
- Monday to Friday
Work Location: On the road