What are the responsibilities and job description for the Mortgage Specialist Clerk position at Dacotah Bank Aberdeen?
Job Summary
Review secondary market files and order the required documentation to process and underwrite the loan file. Ensure the loan application is complete. Assign the Regional Mortgage Specialist (RMS) to the loan file.
Essential Functions
- Order documents and verifications to process the secondary market loan file.
- Review the application to ensure the data is complete.
- Assign the RMS and monitor the pipeline.
Other Functions
- Aid co-workers with processing files and work with co-workers to resolve any file issues.
- Provide prompt and courteous service to customers (both internal and external), and all third-party affiliates.
- Perform other duties as assigned.
- Maintain educational and professional expertise through attendance at job related seminars, conferences, and on-line training.
Education & Experience
- Associate degree (A. A.) or equivalent from a two-year college or technical school and six or more months related experience and/or training in secondary market real estate lending/banking; or equivalent combination of education and experience.
- Strong written and verbal communication and interpersonal skills.
- Self-motivated and hard working. Must be able to handle multiple functions simultaneously and function in a high-pressure environment.
- Superior customer service skills.
- Take ownership of assigned duties.
- Ability to multitask and meet deadlines in a fast-paced environment.
- Working in a team environment with problem solving skills.
We offer the opportunity for career growth and development in a professional and pleasant working environment. We offer a competitive salary and exceptional benefits package including:
- Health Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage
- Dental Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage
- Health Savings Account
- Life Insurance for the employee and family
- Paid Vacation and Sick Time
- Retirement Plan Options
- Additional Perks and Benefits
Education
Required- Associates or better in Mortgage Lending Training or related field
Skills
Preferred- Maintain Confidentiality
- Mortgage Lending Knowledge
- Willing to Learn
- Work in Fast Paced Environment
- Oral and Written Communication
- Customer Service
- Multitasking
Behaviors
Required- Dedicated: Devoted to a task or purpose with loyalty or integrity
- Team Player: Works well as a member of a group
- Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well
Motivations
Required- Ability to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organization
- Self-Starter: Inspired to perform without outside help
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)