What are the responsibilities and job description for the IRA Specialist position at Delta Community Credit Union?
Position
IRA Specialist
Job Code-8126
req5311
Delta Community Credit Union Administrative Office - Riverwood 200
Full Time
Job Description
Create your success story at Delta Community Credit Union – where opportunity meets purpose. Through our commitment to excellence, Delta Community has received numerous industry awards and earned the trust and loyalty of our employees, members and the metro Atlanta community. We value talent, encourage growth and keep community at the heart of everything we do. That’s why we’re one of Atlanta’s Best Places to Work! Whether you’re starting your professional journey or navigating the next step in your career, we invite you to join the Delta Community Credit Union team.
The IRA Specialist I performs basic transactions and file maintenance, such as opening IRA/HSA/Coverdell ESA accounts, performing contributions, distributions, transfers, rollovers, and conversions. This position monitors the departmental ACD line, fax, mail, and email and assists branch delivery staff with IRA inquiries.
Practices safety-conscious behaviors in all operational processes and procedures.
Essential Functions:
- Respond to phone and online inquiries from members for guidance and direction on all credit union deposit IRAs
- Learn and communicate the complex rules regarding IRA accounts and possess the knowledge to open and maintain these accounts in accordance with IRS guidelines
- Perform routine maintenance on existing accounts (including adding and removing beneficiaries, calculating and verifying RMDs, and conversions)
- Monitor IRA and HSA Pending files in AX
- Prep daily work for scan
- Complete research requests and special projects as assigned
Other
- This description reflects management’s assignment of essential functions, it does not prescribe or restrict the tasks that may be assigned.
- This job description is subject to change at any time.
Position may offer work from home opportunities, pending specific performance and departmental needs.
Job Qualifications
Must be legally authorized to work in the United States without the need for employer sponsorship, now or at any time in the future.
- High school diploma or equivalent
- Certified IRA Professional (CIP) designation - Must obtain within 18 months of start date
- Working knowledge of MS Excel and MS Word
- Strong research and problem-solving skills
- Ability to perform well under pressure and handle multiple priorities
- Willing to travel to Atlanta-area branches
- Willing to work evenings and weekends as needed
- Must be able to lift 50 pounds
- Complies with all Credit Union policies and procedures including those related to Bank Secrecy Act regulations
Preferred Qualifications:
- Bachelor's degree in business or related field
- 1 years’ financial institution experience
- Working knowledge of Symitar
- Prior experience administering IRAs/HSAs and/or Trust Accounts
- Demonstrated sales skills aptitude
- Medical, Dental and Vision Coverage
- Basic Life and Accidental Death & Dismemberment Insurance, Long Term Disability, Employee Assistance Program and MyAdvocate
- Supplemental Insurance or Voluntary Insurance
- 401(k) Plan with Company Match
- Vacation, Holidays and Personal Time Off
- Paid Maternity and Paternity Leave
- Pre-tax Health and Dependent Care Spending Accounts
- Benefit Choice Program
- Health Reward Dollars
- Discount on Gym Reimbursement and Identity Theft Programs
- Legal Services
