Loan Officer

Position

Loan Officer

Job Code-3238

req5309

Delta Community Credit Union Administrative Office - Riverwood 200

Full Time

Job Description

Create your success story at Delta Community Credit Union - where opportunity meets purpose. Through our commitment to excellence, Delta Community has received numerous industry awards and earned the trust and loyalty of our employees, members and the metro Atlanta community. We value talent, encourage growth and keep community at the heart of everything we do. That's why we're one of Atlanta's Best Places to Work! Whether you're starting your professional journey or navigating the next step in your career, we invite you to join the Delta Community Credit Union team.

Reporting to the AVP of Loan Origination, the Loan Officer is responsible for reviewing loan applications that could not qualify for a systematic loan decision in accordance with lending guidelines, as well as all systematically decisioned loan applications. Underwriting of each decision must be completed within the defined service level standard for the channel and / or queue in which the loan application was originated. Loan Officer is responsible for loan decisions up to $50K unsecured and $75K secured for new and existing member renewals and modifications of existing loans. The Loan Officer works with team members and other key stakeholders to further company goals by providing cross sell opportunities and developing new, innovative ideas to improve efficiency and further departmental growth. The Loan Officer is responsible for assessing credit risk and determining if risk is acceptable based on credit union guidelines.

Practices safety-conscious behaviors in all operational processes and procedures.

Essential Functions :

• Evaluate and analyze the loan application's risk and provide an appropriate lending decision within the lending guidelines.
• Cross-sell opportunities during the underwriting process to ensure the best application decision is made to meet departmental goals and objectives.
• Ensure all underwriting complies with federal and state rules and regulations and credit union policies.
• Effectively access and interpret member information via Loan Origination system and Symitar computer systems.
• Evaluate and verify information supplied on consumer loan applications verifying member information to meet underwriting guidelines.
• Review all system approved applications, assign necessary stipulations and determine all necessary documents.
• Work closely with leadership on resolutions for complex loan applications, while maintaining credit union guidelines.
• Coach and mentor branch staff and other credit union team members on all aspects of consumer lending
• Facilitate new hire Branch MSA classes pertaining to all aspects of loan origination processes and procedures.
• Flexible / adaptable in a fast-paced environment

Other

Position may offer work from home opportunities, pending specific performance and departmental needs.

Job Qualifications

Must be legally authorized to work in the United States without the need for employer sponsorship, now or at any time in the future.

Required Minimum Qualifications :

Preferred Qualifications :

Employee benefits include :

PDN-9e12c6e1-1ac0-4143-b519-923afc32836d

Salary : $75,000