UNDERWRITER

About Us

Delta Dental of New Jersey and Delta Dental of Connecticut are proud to be leaders in the dental insurance industry, offering a wide range of plans to meet the needs of individuals and employers alike. As New Jersey’s largest dental coverage provider, we are committed to delivering high-quality, cost-effective solutions designed to meet the diverse needs of our customers and our team is growing.

In Connecticut, Delta Dental of Connecticut, Inc. provides fully insured dental coverage, while Delta Dental of New Jersey administers self-funded dental benefit programs. We proudly serve over 1.7 million individuals through more than 1,800 groups, including commercial, school board, and government programs.

Since 1969, Delta Dental has been at the forefront of innovation, offering programs that control costs while ensuring the highest level of benefits. 

As a member of the national Delta Dental Plans Association, we provide national dental coverage to over 75 million people across 139,000 groups. Our commitment to excellence is reflected in our prestigious Standard & Poor’s “A ” rating for financial strength. Join us and be a part of a trusted company with a rich history of delivering quality dental benefits to millions.

In addition to a great culture, we offer excellent benefits including medical, dental, Rx and vision, matching 401k, enhanced tuition reimbursement, and generous time off to recharge.  We value our associates and support everyone with learning and development, active wellness, and diversity initiatives, and even paid time off to volunteer at causes that you care about.

 Job Summary

Provides group underwriting services for new business and renewals. Works with sales team to grow and retain business and to maintain positive relationships with customers and brokers. 

Essential Functions & Responsibilities

• Evaluates, classifies, and rates each new business risk to determine acceptability, coverage, and pricing.
• Influences retention of business by reviewing current plan’s premium and claims history to determine appropriate renewal action.
• Runs manual rate calculations for non-experience rated business.
• Prices plan changes and additional plan options.
• Responds to inquiries from sales and account management teams, brokers, and customers.
• Prepares required reporting for group benefit plans, e.g., 5500/Schedule A forms.
• Assists VP of U&A in producing essential reports for senior management.

Essential Qualifications

DDNJ Competencies

Knowledge, Skills & Abilities

Technical and Functional 

• Analytical skills are a must, including the desire to maintain high quality results with a high attention to documentation detail.
• Strong math and statistical skills.
• Advanced proficiency in Microsoft Excel.
• Experience with Salesforce.com.
• Ability to adapt to new tools and changing requirements.
• Knowledge of SQL and relational database management systems is a plus.
• Vision underwriting experience is a plus.
• Actuarial experience is a plus.

Required Physical Abilities

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Ability to sit and perform extensive close keyboard and PC work 
• Ability to walk, talk or hear
• Occasionally required to stand and reach with hands and arms

Working Environment

• Ability to meet deadlines and attendance standards. 
• Ability to self-direct and maintain productivity while working remotely.
• The noise level in the office environment is usually moderate.
• This classification will be required to sign a confidentiality agreement.

Experience, Education and Certifications Required 

Experience Required

• 1 to 3 years of group underwriting experience, ancillary benefits experience preferred

Required Educational Level 

Other Certifications