Credit Analyst

Financial Services - Banking

Credit Analyst

Location - Onsite - Fort Worth, TX

Hours: Business (7.30 -5.30)

Description:

• Perform quality reviews across key credit processes focusing primarily on credit proposals
• Analyze facility set ups in iCRD to ensure they align with the data found in the supporting documentation
• Build expertise over time and be able to apply foundational principles to additional disciplines
• Ensure proper controls are in place and updated accordingly to minimize operating risk
• Ensure organizational requests, queries, and issues sent to the team are actioned accurately and timely
• Manage and monitor production queues, exception reporting, and KPI’s
• Engage technology partners to help drive database functionality or stability improvements
• Build effective relationships with Operations, Credit, Control, and Technology
• Prepare ad hoc reports for the control organization, audit, or business partners when requested
• Research, analyze and assimilate data as required for various projects
• Assist with the implementation of CORE
• Participate in discussion aimed at improving the overall quality environment within WLS
• Participate in internal working groups as required representing the QC team
• Actively participate in organizational initiatives working with other team members
• Ability to quickly interpret credit approval requirements in relation to JPMC Risk Policies and consistently apply the requirements within daily activities

Must haves:

• Commercial Lending experience (2 yrs)
• Home lending experience
• Experience reviewing legal documents, contracts, credit agreements
• Bachelor’s degree with 1-3 years of financial services, audit, accounting control, regulatory, compliance, or equivalent experience is preferred
• Financial services industry knowledge with regulatory practices, including lending, loan processing, and support operations
• Demonstrated decision-making skills
• Working knowledge of credit products such as revolving lines of credit, term loans, commercial cards, letters of credit
• Accurate and attentive to detail
• Ability to review and interpret information, consume it, and apply it
• Strong oral and written communication skills
• Analytical mindset with the ability to probe sensitive issues while maintaining the highest level of integrity and objectivity
• Ability to organize and prioritize work; handle multiple tasks concurrently
• Productivity and flexibility through shifting priorities and deadlines
• Ability to operate in team-oriented environment sharing information with colleagues and management
• Intermediate use of Microsoft Word, Excel, Access is a plus
• Familiarity with ICRD, Party Central, I-Vault, DealWorks, CRRT is a plus
• Experience reading and interpreting loan and/or compliance documentation is a plus

Dexian is an Equal Opportunity Employer that recruits and hires qualified candidates without regard to race, religion, sex, sexual orientation, gender identity, age, national origin, ancestry, citizenship, disability, or veteran status.