What are the responsibilities and job description for the Consumer Loan Underwriter position at Dow Credit Union?
Are you an experienced loan underwriter looking to make an impact? Join our team and help members achieve their financial goals by making sound lending decisions that align with their needs.
Would you like to join a supportive organization that invests in its employees? Do you want to build a long-term career in the people helping people industry with an established and award-winning company? If so, please read on!
This position earns a competitive minimum starting hourly pay of $28. We provide terrific benefits, including quarterly and annual incentives, medical, dental, vision, a 401(k) plan, paid holidays, and paid time off (PTO). If this sounds like the right opportunity for you, apply today!
DOW CREDIT UNION: OUR MISSION
In 1937, the country was still in the throes of a severe economic depression that underscored the need for a workable financial plan to enable Dow employees to save for emergencies and obtain convenient, low-cost credit. Two Dow employees heard about the credit union movement, and the rest is history. Today, we serve more than 81,000 members and have over $2.3 billion in assets. Our goal has always been to serve our members to the best of our abilities and provide them with the best value for their money. Every day, we continually strive to improve our level of service by keeping our focus on our members.
In order to do this, we have to hire and retain loyal, team-oriented employees who have genuine care and concern for our members and conduct themselves with integrity and professionalism. That's why we offer competitive pay, excellent benefits, and a positive work culture. We truly respect each other and actively encourage diversity, equity, and inclusion (DEI). We are an equal-opportunity employer.
Consumer Loan Underwriter
What You'll Do:
- Review and underwrite consumer loan applications efficiently and accurately
- Make informed credit decisions within established policies and authority limits
- Process loan applications via web, phone, and indirect dealers
- Communicate loan decisions to members and loan officers, ensuring clarity on next steps
- Cross-sell credit union products and services, such as GAP and loan protection options
- Provide expert guidance to loan officers and counsel members on credit matters
- Work collaboratively with vendors, indirect dealers, and other credit union departments
- Maintain underwriting manuals and stay updated on lending regulations
What You'll Bring:
- 3-5 years of consumer underwriting or related consumer lending experience
- Strong knowledge of consumer loan underwriting principles
- Ability to balance risk assessment with member-focused solutions
- Exceptional communication skills, both written and verbal
- Sound judgment, attention to detail, and the ability to handle confidential information
- Ability to thrive in a fast-paced environment with frequent interactions
Why Join Us?
At Dow Credit Union we're committed to supporting our members and employees. We offer a collaborative work environment, opportunities for professional growth, and a mission-driven culture where your contributions make a difference.
Ready to take the next step in your career? Apply today!
Salary : $28
