Loan Officer - 200k+

Location: In-Office (Aliso Viejo, CA) Start Date 3/3/25
Compensation: $200,000 per year (Uncapped Commission Bonuses)
Employment Type: Full-Time

About Us:

We are the #1 Branch at E Mortgage Capital and growing fast! Join a dynamic team where innovation meets success. Our exclusive, built-in technology and fully covered expenses—including access to 100 hot leads per day—allow you to focus solely on what you do best: closing deals and making money. Whether you prefer to work in-office or remotely, we offer flexibility to fit your lifestyle. Grow with us as we continue to break records and revolutionize the mortgage industry.

Who We're Looking For:

We’re seeking seasoned Mortgage Loan Officers, past LOs ready to reignite their careers, and newly NMLS-licensed LOs hungry to succeed. While experience is preferred, we’re open to motivated and driven individuals ready to learn and grow with us. For those re-entering the industry or newly licensed, we offer support in obtaining individual state licenses to help you hit the ground running.

Key Benefits of Joining Our Team:

• Unmatched Support: All leads, equipment, and software are provided by branch management—no out-of-pocket costs.
• Hot Leads Provided: 100 qualified leads per day to keep your pipeline full.
• Exclusive Tech Tools: Proprietary technology built exclusively for our team.
• Top Compensation: Competitive commission structure with uncapped earning potential and bonuses.
• Broker-Retail Hybrid Model: Enjoy the best of both worlds with a model that offers unparalleled flexibility and earning potential.
• Room for Growth: As we continue to expand, so do your opportunities for advancement.
• Simple, Proven System: Follow a streamlined process that works.

Role Overview:

As a Mortgage Loan Officer, you will guide clients through the home financing journey, offering tailored mortgage solutions and exceptional service. Collaborate with borrowers, real estate professionals, and internal teams to ensure seamless transactions, from application to closing. Your expertise will help make homeownership dreams a reality.

Key Responsibilities:

• Client Relationship Management: Build trust with clients by understanding their goals and providing personalized mortgage advice.
• Loan Processing & Submission: Collect and review financial information, ensuring accurate and timely loan file submissions.
• Mortgage Product Presentation: Explain loan options, costs, and terms, helping clients make confident decisions.
• Market Knowledge: Stay informed about industry trends, market conditions, and regulatory changes to offer competitive solutions.
• Compliance & Documentation: Ensure all paperwork meets company and regulatory guidelines. Maintain accurate records of interactions and applications.
• Customer Service Excellence: Provide proactive communication, addressing client questions promptly to instill trust throughout the loan process.

Qualifications:

• Seasoned LOs: Bring your expertise and hit the ground running with our unmatched support.
• Past LOs Returning to the Industry: We’ll help you get back on track, including assistance with state licensing.
• Newly NMLS-Licensed LOs: If you're motivated, hungry, and ready to learn, we’ll provide the tools and guidance to launch your career.
• Passion for helping clients achieve homeownership.
• Strong communication, negotiation, and relationship-building skills.
• Proficiency with mortgage origination software and tools (we’ll train you if you’re new).
• Active NMLS License (Required) and willingness to obtain additional state licenses.

Schedule:

• Monday to Friday | 8-hour shifts
• Primary Work Setting: In-office at Aliso Viejo, CA

Ready to Join?

If you’re passionate about helping individuals achieve homeownership and want to grow with the #1 branch at E Mortgage Capital, we’d love to hear from you. Submit your resume and a cover letter highlighting your experience and why you’re the perfect fit for the Survivors Branch at E Mortgage Capital.

Job Type: Full-time

Pay: $200,000.00 - $500,000.00 per year

Benefits:

• Opportunities for advancement
• Professional development assistance

Compensation Package:

• Bonus opportunities
• Commission only
• Commission pay

Schedule:

• 8 hour shift
• Monday to Friday

Application Question(s):

• How many active state licenses do you currently have?
• Do you understand this is an in office position in Aliso Viejo?

Experience:

• Sales: 1 year (Preferred)

License/Certification:

• NMLS License (Required)

Ability to Commute:

• Aliso Viejo, CA 92656 (Required)

Work Location: Hybrid remote in Aliso Viejo, CA 92656

Salary : $200,000 - $500,000