Portfolio Manager

Introduction

Since 1973, East West Bank has served as a pathway to success. With over 120 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement. Headquartered in California, East West Bank (Nasdaq: EWBC) is a top performing commercial bank with an exclusive focus on the U.S. and Greater China markets. With a strong foundation, and enterprising spirit and a commitment to absolute integrity, East West Bank gives people the confidence to reach further.

Overview

We are currently seeking a Portfolio Manager for East West Bank’s commercial banking group in Atlanta.  The Portfolio Manager is responsible for underwriting, credit monitoring and portfolio management of Commercial Banking relationships.  Primary responsibilities include analyzing financial data to determine the merits of loan requests, recommending structure, as well as identifying cross selling/referring opportunities of other services as well as monitoring the loan portfolio to ensure performance, accuracy, and risk appetite.

Responsibilities

• Assist Relationship Manager in underwriting, managing and structuring commercial lines, Asset Based lending Line of Credit, Owner Occupied Real Estate, Sponsor Back, and Leverage Buy Out transactions, according to the Bank establish guidelines and policies.
• Assist with due diligence/analysis with new client relationships, opportunity memos as appropriate.
• Co-manage commercial relationships by analyzing financial data to determine the merits of specific loan requests and recommend structure as well as aggressively managing the client relationship.
• May make presentations on specific loans and participate in the bank's Loan Approval Process, recommending approval and appropriate structure of credits.
• Analyze and create financial loan write-ups to generate new loans.
• Assist in accurately risk rating loans/credits.
• Manage the renewal process by working with the Relationship Manager, the client and the credit department including increase/amendment/waiver.
• Partner with the Relationship Manager as the point of contact for the client; acting as a liaison to the Credit Department, the Commercial support staff and other internal business partners.
• Work with credit analyst in reviewing existing credits.
• Ongoing monitoring of credit/Covenant Compliance.
• Develop problem loan credit solutions.
• Responsible for credit risk and quality of the portfolio.
• Ensure the portfolio administration and risk management of each client relationship is in compliance with established EWB credit policy, procedure and business strategy as well as commercial and regulatory guidelines.
• Perform other administrative duties required for the maintenance of a portfolio of clients.
• Perform other duties and special projects as needed.

Qualifications

• Bachelor's degree or combination of education and directly related experience.
• Has 5 plus years of banking experience with direct portfolio management experience.
• Demonstrates strong underwriting and projection skills.
• Has strong understanding of credit policy and procedures and is able to accurately risk-rate loans/credits, evaluates both cash-flow and collateral-based loans/credits.
• Has strong knowledge in Commercial and Industrial Loans including Asset Based transactions, Sponsor Back /Cash Flow loans.
• Must be proficient in Excel for purposes of financial modeling.
• Background in Accounting or Finance preferred.
• Excellent interpersonal skills with focus on quality and integrity.

Compensation

The base pay range for this position is USD $80,000.00/Yr. - USD $130,000.00/Yr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.

Salary : $80,000 - $130,000