What are the responsibilities and job description for the Credit Analyst position at ElmBlue Equipment Finance?
Job Summary
ElmBlue is a rapidly growing, entrepreneurial and innovative equipment finance company. We are seeking a detail-oriented and analytical credit analyst to join the team. The ideal candidate will be responsible for evaluating and analyzing the risk associated with equipment finance applications. This role requires a strong understanding of financial principles, credit quality assessments, excellent mathematical skills, and the ability to make informed decisions based on data analysis. The credit analyst will work closely with various stakeholders to ensure that all underwriting processes are executed efficiently and accurately.
Duties
- Analyze credit reports and financial statements to assess the risk of potential clients.
- Collect relevant data for underwriting decisions and maintain accurate records.
- Implement and provide input on ElmBlue's general credit policy and 'risk based pricing' program
- Collaborate with other departments, such as sales, funding, and risk management to facilitate smooth underwriting processes.
- Become familiar with ElmBlue's syndication network, submit credit packages to appropriate funding sources to maximize approval ratios
- Stay updated on industry trends and regulatory changes that may impact underwriting practices.
Skills
- Familiarity with personal and business credit reports
- Proficient in financial analysis and understanding of financial services.
- Experience in underwriting processes, demonstrating a solid understanding of risk assessment.
- Strong mathematical skills with the ability to perform complex calculations.
- Strong attention to detail and organizational skills to manage multiple cases simultaneously.
Join our team as a credit analyst, where your analytical skills will contribute significantly to our credit department.
Job Type: Full-time
Pay: $77,605.00 - $88,832.00 per year
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Schedule:
- Monday to Friday
Work Location: Hybrid remote in Stratham, NH 03885
Salary : $77,605 - $88,832