Underwriter

Description

EPM is growing, and we are seeking an experienced Mortgage Underwriter to join our team at our Headquarters in Atlanta, Georgia. You’ll be responsible for ensuring real estate loan applications are completed with all required documents submitted correctly and loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today! 

Key Responsibilities 

• Search clients’ employment and financial histories thoroughly to determine accuracy of all documentation. 

• Inquire about any additional information needed to determine loan risk. 

• Ensure that once all information is received it is accurate, it meets compliance standards, and it aligns with company policies. 

• Communicate and document reasons for approval or rejection of loans so clients and loan officers are well-informed of decisions. 

• Examine all documents and mortgage loan applications verifying that all necessary information is included for approval or rejection. 

• Additional responsibilities related to business needs. 

Qualifications & Skills 

• Knowledge of home loans and residential mortgages such as conventional, VA, FHA, USDA, Non-QM loans, and loan products. 

• 3 years of mortgage underwriting experience or mortgage lending experience required.  

• Knowledgeable in automated underwriting systems and Microsoft office. 

• Strong decision-making and communication skills. 

• Wholesale Underwriting experience preferred. 

• Proficiency with Encompass loan origination system required. 

About EPM 

Founded at the height of the mortgage crisis in 2008, EPM has rapidly evolved into one of the leading mortgage lenders in the U.S. Our new mission, launched in early 2020, emphasizes our commitment: "We are a resource, and voice, for financial empowerment." This mission underscores our dedication to fostering financial literacy and accessibility within the communities we serve. 

EPM's vision is clear: we strive to offer top-tier financial services, exceptional communication, and unwavering assistance to our clients. Our goal is not only to facilitate homeownership but also to empower individuals and families through informed financial decisions. 

Headquartered in Atlanta, GA, EPM is licensed in 50 states and provides an array of lending resources such as Conventional, FHA, VA, 203K, Reverse, and USDA loans. Additionally, we are proud to be a trusted Seller/Servicer for Fannie Mae, Freddie Mac, and Ginnie Mae, ensuring that our clients have access to reliable and competitive financing options. 

At EPM, we are committed to fostering a diverse and inclusive workplace where all individuals are valued and respected. We believe that a variety of perspectives enhances our team and drives innovation. Our hiring process adheres to fair employment practices, ensuring that all candidates receive equal consideration based on their qualifications and abilities. We encourage applicants from all backgrounds to apply and join us in creating an inclusive environment that reflects the communities we serve. 

Qualifications