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Service Specialist III - Card Services

Farmers & Merchants Bank of Central California
Lodi, CA Full Time
POSTED ON 2/28/2025
AVAILABLE BEFORE 4/27/2025

Service Specialist III

Department: Central Operations/Card Services

Employment Status: Full Time, Non-Exempt

Location: Lodi Supervises Others: No

Salary: $20.00 - $23.06 (Commensurate with experience and qualifications)

F&M Bank’s Service Specialist III is primarily responsible for handling tasks and duties in the Card Services unit within our Central Operations Department; specifically Debit Cards and Instant Payments, Transaction Research, Fraud Investigations, Chargeback Processing, and Settlement/Reconciliation.

While performing their responsibilities, the Service Specialist is expected to deliver exemplary customer service to both internal and external customers while adhering to Bank policies & procedures and regulatory compliance guidelines. They provide support for a variety of simple to complex customer/department requests and issues on a daily basis, and assist with handling operational issues quickly and competently while maintaining a focus on customer and Bank impact.

Who are we looking for?

  • An individual with knowledge of banking operations with proven experience in the features and functions of Debit Cards and/or Instant Payments (e.g. Zelle, Apple Pay), detection and mitigation of Debit Card and Instant Payment Fraud, Chargeback Processing, and an understanding of Regulation E
  • An individual with strong customer service skills who is able to communicate confidently with customers and business partners
  • Someone who understands how to prioritize effectively, is flexible and able to change direction quickly, and one that remains focused and organized when faced with continuous deadlines and requests
  • A detail oriented individual who is able to employ logical thinking and problem solving skills with a common sense approach to investigations resulting in the mitigation of fraud and financial loss opportunities
  • A process and task oriented individual who is focused and able to handle multiple tasks concurrently
  • A quick learner who takes pride in completing tasks accurately and timely while adhering to high ethical and professional standards while maintaining customer confidentiality
  • An individual who is able to assist with preparing, reviewing, and researching Debit Card transaction activity while maintaining compliance with the various regulatory requirements and Bank policies

Also required:

  • Successful completion of a credit check is a condition of employment
  • Minimum of high school diploma or equivalent
  • Minimum 2 or more years of relevant work experience, with specific knowledge of Debit Cards and Instant Payments a “plus”
  • Ability to use various computer based applications, including Microsoft Office (Word, Excel, and Outlook)
  • Multi-tasker with a desire to go the extra mile to service our customers

F&M Bank

We are an equal opportunity employer - This organization participates in E-Verify - Esta Organización Participa en E-Verify

Job Type: Full-time

Pay: $20.00 - $23.06 per hour

Benefits:

  • 401(k)
  • AD&D insurance
  • Dental insurance
  • Employee assistance program
  • Flexible spending account
  • Health insurance
  • Health savings account
  • Life insurance
  • Paid time off
  • Paid training
  • Parental leave
  • Referral program
  • Tuition reimbursement
  • Vision insurance

Physical Setting:

  • Office

Schedule:

  • 8 hour shift
  • Monday to Friday

Supplemental Pay:

  • Bonus opportunities
  • Holiday pay
  • Overtime pay

Work Location: In person

Salary : $20 - $23

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