What are the responsibilities and job description for the Construction Loan Officer position at Fidelity Bank, NA?
Job Overview: The candidate for this position will originate construction and land development loans, develop relationships with builders, developers and realtors.
The candidate for this position will be responsible for:
- Responsible developing and managing new and existing residential construction relationships for single family home builders in the Wichita market.
- Responsible for individual goals set by the SVP Construction Department Manager including; new loan production, outstanding balance, fee income and deposit balances
- Supervise and collaborate closely with Construction Loan Administrative Assistants to ensure timely and accurate loan closings.
- Conduct assessments of all new loan requests. Review qualifying factors, comprehensively analyze documentation required for approval according to Fidelity Bank's guidelines.
- Effectively oversee builder guidance line to maintain optimal exposure levels and minimize risk to the bank.
- Supervise the portfolio to mitigate run-off while insuring a balanced inventory of loans
- Present loan requests to the Loan Committee and respond to inquiries and or questions.
- Actively engage as the banks representative in homebuilder and construction-related events, such as the HBA
Requirements for the position include:
- A bachelor’s degree in a business related field (may be waived in lieu of experience).
- Minimum of two year’s experience in Commercial or Residential Construction Real Estate lending.
- Experience in risk based lending, the ability to analyze financial statements in detail (both corporate and individual) and a thorough understanding of construction rules and regulations.
- Basic computer skills
- Excellent public relation skills.
- Overtime may be required based on business needs.
EEO/Veterans/Disabled
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
