What are the responsibilities and job description for the Residential Mortgage Underwriter position at FinancialPeople?
Our client is seeking an experienced Residential Mortgage Underwriter to join their growing team in Buffalo, NY. This role will focus on reviewing and re-underwriting previously closed mortgage loans to ensure compliance with guidelines and regulatory requirements. The ideal candidate will have 3 years of recent underwriting experience and a strong understanding of residential mortgage products, including Conventional, FHA/VA, and Business Purpose loans.
Key Responsibilities:
- Re-underwrite mortgage loans, ensuring compliance with guidelines and secondary market requirements
- Analyze income, credit, and property documentation
- Perform due diligence on representation and warranty reviews
- Review and evaluate collateral, title reports, and fraud detection results
- Maintain knowledge of industry regulations and underwriting standards
Qualifications:
- 5 years of experience in the mortgage industry, with at least 3 years specifically in underwriting
- Strong knowledge of underwriting, compliance, and regulatory requirements
- Proficiency in Microsoft Office and underwriting tools (e.g., DU, LPA)
- Detail-oriented with excellent communication skills
- Ability to work independently and under pressure
If you have a background in mortgage underwriting and are looking for a new opportunity, apply today!
Job Type: Full-time
Pay: $80,000.00 - $85,000.00 per year
Work Location: In person
Salary : $80,000 - $85,000
