What are the responsibilities and job description for the Loan Officer/Branch Manager position at FIRST NATIONAL BANK OF MANCHESTER?
Job Summary
We are seeking a dedicated and detail-oriented Loan Officer to join our financial services team. The ideal candidate will be responsible for guiding clients through the loan application process, assessing their financial needs, and providing tailored loan solutions. This role requires strong mathematical skills, knowledge of fair housing regulations, and a passion for sales in the financial sector.
Responsibilities
- Evaluate clients' financial situations by gathering necessary documentation and conducting thorough assessments.
- Process loan applications efficiently while ensuring compliance with all relevant regulations and guidelines.
- Maintain a comprehensive understanding of various loan products and services to effectively advise clients.
- Communicate with clients throughout the loan process, providing updates and addressing any concerns.
- Utilize accounting software and financial software to manage client information and track loan progress.
- Stay informed about industry trends, market conditions, and changes in fair housing regulations.
- Collaborate with other financial professionals to ensure seamless processing of loans.
- Achieve sales targets by actively promoting loan products and services to potential clients.
Requirements
- Proven experience as a Loan Officer or in a similar financial sales role is preferred.
- Strong mathematical skills with the ability to perform calculations accurately.
- Familiarity with loan processing procedures and fair housing regulations.
- Proficient in 10 key typing for efficient data entry tasks.
- Experience using accounting software and financial software is advantageous.
- Excellent communication skills with a customer-focused approach to service.
- Ability to work independently as well as part of a team in a fast-paced environment.
- A strong sales background with a track record of meeting or exceeding targets is desirable.
Job Type: Full-time
Benefits:
- Health insurance
- Paid time off
Schedule:
- 8 hour shift
- Monday to Friday
Ability to Relocate:
- Lexington, KY 40503: Relocate before starting work (Required)
Work Location: In person