What are the responsibilities and job description for the Mortgage Loan Processer/Closer (Closes 3/17/25) position at First National Bank of River Falls?
Join the First National Bank of River Falls’ (FNBRF) team as our Mortgage Loan Processor/Closer!
Work closely with Mortgage Loan Officers, underwriter, title companies, and realtors to process and close mortgage loans within loan program guidelines while ensuring the best customer experience possible. Leverage the mortgage processing system (Encompass) for efficient processing, closing, and communication with mortgage department peers and borrowers.
Obtain all necessary documentation for compliance and disclosure purposes for both Secondary and in-house mortgages. Collect data from borrowers. Order credit reports, flood certification, verifications of employment and deposits, appraisals, and title work as necessary. Review files for missing or erroneous information. Ensure all closing conditions are satisfied and executed according to closing instructions. Balance the closing disclosure with title company. Prepare and send closing package to title company. Execute the transfer of lender funds for disbursement and complete accounting functions associated with closing.
We’re Committed to You. Committed to every customer. Committed to every employee too. We’re impacting the communities we serve by making opportunities possible, and we’ve been doing that since 1904. When you join the team here, you join our family too. On top of the usual excellent benefits and pay, we place high value on your work-life balance and providing flexibility to our teams. Simply put, quality of life is better here. We’ll provide you the resources and training to succeed while developing you for future opportunities right here at FNBRF!
Who’s right for the job?
A driven, friendly, detail-oriented individual experienced in mortgage loan processing and closing. Experience with Encompass software a plus. Proven time management and communication skills in a fast-paced environment are a must. You must enjoy helping others. And, your desire to exceed customer expectations is vital to our mission and success too.
Required qualifications?
High school diploma or equivalent and previous mortgage loan processing and closing experience is required.
Hours?
Monday through Friday, 8 am-5 pm. Overtime is likely in low rate/high volume situations.
Benefits?
We offer a competitive and rich package! All the usual benefits—health, dental, vision, life, disability, Paid Time Off, 401k match—are delivered. Enjoy full paid holidays, paid birthdays, wellness reimbursement, and discretionary bonus and profit sharing too! And, we look forward to showing you our fun, family-first culture!
First National Bank of River Falls is an Equal Opportunity Employer.
Salary : $24 - $27