What are the responsibilities and job description for the Credit Analyst position at First State Bank of Athens, Texas?
Technology driven, community-minded financial institution seeks rising star to help facilitate growth. The best applicant will have knowledge of financial statements, good understanding of the consumer and commercial loan process, and demonstrates they are self-driven with strong communication, analytical, and organizational skills.
First State Bank was founded in East Texas in 1935 and is one of Henderson County's leading financial institutions. We are a family-owned community bank and we offer competitive salaries and excellent employee benefits. If you feel you qualify for this position, and would like to work at one of the best employers in East Texas, please submit your application today!
Applicants must be able to:
- Prepare and analyze company financial statements.
- Prepare cash flow of companies’ and/or individuals’ tax returns/financial statements.
- Prepare written loan packages for approval consideration.
- Facilitate financial reports for meetings.
- Prepare worksheet with loan and demand deposit account information.
- Work in conjunction with loan officers to complete loan analysis.
- Be a team player, assisting in the enforcement of the bank’s culture and company goals.
- Proficient with Sageworks and Microsoft Office suite software
Qualifications and Education: Preferred Bachelor’s degree from four-year college or university, or 3 – 4 years related accounting experience, or equivalent. A good candidate should have strong accounting skills, work well on their own and possess the ability to learn and understand new tasks easily. They should be proficient with Sageworks, and Microsoft Office suite specifically Word, Excel, and PowerPoint. The best candidate will have experience working in a team environment.
Key Competencies
- Strong planning and organizational skills
- The ability to communicate to and with co-workers and management (verbally and in written format)
- Strong attention to detail
- Time management skills and the ability to prioritize
- Analytical thinker
Job Type: Full-time
Pay: $40,000.00 - $75,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Referral program
- Tuition reimbursement
- Vision insurance
Schedule:
- 8 hour shift
Work Location: In person
Salary : $40,000 - $75,000
