What are the responsibilities and job description for the Credit Analyst III position at First State Community Bank?
Job Details
Description
Credit Analyst III
Make a Positive Impact
First State Community Bank is seeking a quick learning, detail oriented individual with a strong work ethic for a Credit Analyst III position.
As Credit Analyst III you will provide support to loan officers with responsibility for analyzing and monitoring the credit worthiness of the Bank's customers.
This position is preferred to be filled at the following branch locations: Columbia, Cape Girardeau, Farmington. Other locations may be discussed.
Responsibilities in Accordance with Our Corporate Values
Professionalism
- Performing and documenting credit underwriting for new and existing commercial loans while maintaining privacy and confidentiality
Accountability
- Performing economic and industry analyses, financial projections and risk assessments
Initiative
- Conducting extensive credit analyses on existing and prospective customers prior to management or lender making or recommending a credit decision
Adaptability
- Completing majority of watch list reviews, appraisal/evaluation reviews and other projects established by Credit Administration
What You Can Expect
- Competitive pay and benefits package - with variable compensation program based on team performance
- 401(k) with generous employer match benefit
- Helpful, qualified, and available leadership
- A caring, stable work environment
Qualifications
- Bachelor's degree
- Finance or Accounting majors preferred
- Minimum 2 years credit analyst experience required
- Minimum 6 to 9 hours of accounting courses
- Advanced analytical skills
- Highly effective verbal and written communication skills
- Basic knowledge of economics and finance
- Excellent technical reporting skills
- Leadership experience preferred
Qualifications
Additional Information
Being a First Stater . . .
Being a First Stater means that you roll up your sleeves and dig in. It means you work hard and do your best. It means that you enjoy learning new skills and are always eager to improve. It means you help the team by being a great teammate. It means you're passionate about making a difference in the lives of our customers and our communities. It means you consistently find new ways to improve our organization.
Do you have what it takes to be a First Stater?
Make a Difference - Apply Now!
First State Bancshares Inc. is an Equal Opportunity Employer. All your information will be kept confidential according to EEO guidelines.
