Associate Attorney

• Provide counsel to First Tech business unit personnel on a broad array of proposed, new, or existing retail lending and account products and services with a focus on consumer protection, direct and indirect lending, mortgage servicing, collections, and bankruptcy 
• Draft, review, and revise various legal documents involving the interests of the credit union, its subsidiaries, and members, including Membership and Account Agreements, commercial contracts and regulatory disclosures 
• Partner with outside counsel as needed to consult on consumer protection, delinquency collection, bankruptcy, intellectual property, and real estate issues 
• Keep informed of legislation, regulations, judicial and other legal developments, and trends affecting federal credit unions and the financial services industry in general 
• Analyze and interpret laws, rulings, and regulations with probable outcomes for the credit union and its subsidiaries  
• Advise business units in partnership with the Compliance team on NCUA, CFPB, and other consumer regulatory compliance matters related to consumer lending, deposit products, or services, such as Regulation Z, FCRA, FDCPA, FACTA, Truth In Lending Act (TILA), privacy, as well as applicable federal or state consumer protection laws and regulations such as Unfair, Deceptive, or Abusive Acts and Practices (UDAAPs) 
• Conduct investigations regarding policy or conduct violations by staff, management, contractors, or vendors 
• Perform such other duties for First Tech as assigned by leadership based on the needs of the credit union or career growth interests  

• Minimum Education:  Juris Doctorate from an ABA accredited law school, admission to practice law and in good standing with at least one State Bar in the United States with the ability to gain admission to practice law in the State of Oregon.  Licensed to practice in Oregon, California or Washington preferred. 
• Minimum 2 years’ legal experience in related fields, including 2 or more years in financial services as a generalist or specifically concentrating in Consumer Lending, Commercial Lending, financial services operations, regulation (credit union or bank), corporate governance, Privacy, payment services, collections/bankruptcy, or contracting and vendor management. 
• Experience reviewing and advising on issues regarding federal and state consumer credit laws and regulations, including Truth-in-Lending/Regulation Z, the Equal Credit Opportunity Act/Regulation B, the Fair Credit Reporting Act/Regulation V, Electronic Funds Transfers/Regulation E, and UDAAP. 
• Demonstrated experience in managing complex projects that are strategic in nature, time sensitive, and of high importance to the organization’s success. 
• Demonstrated responsiveness and ability to simultaneously handle multiple assignments, prioritize work assignments, and meet the needs of a fast-paced environment. Self-starter, motivated to undertake projects as needed without extensive direction. 
• Excellent communication, negotiation, problem solving and writing skills as well as the ability to effectively work with all levels of employees and management. 
• Ability to research, interpret, synthesize, and explain laws, rules, regulations, policies, and procedures to different audiences and make clear verbal and written presentations of facts or concepts. 
• Certification/License: NCCO Certification preferred. 

• Traditional medical, dental, and vision coverage
• 401K matching up to 5% per pay period
• Accrue up to 17 days of Paid Time Off your first year of employment
• 11 paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)

Salary : $115,000 - $135,000