Sr. Compliance Officer

The Senior Compliance Officer leads in developing, implementing, testing and administering the credit union’s compliance program including but not limited to; fair lending, privacy, business support, findings, monitoring, change management and training, to ensure organization-wide internal controls are in place. 

Here's what you can expect from the job and what you need to be successful: 

Job Duties: 

• Drive quality, consistency, and focused, risk-based coverage of fair lending and unfair, deceptive, or abusive acts or practices (UDAAP) compliance monitoring activity and remediation across 1^st and 2^nd lines through analysis, planning, coordination, monitoring execution and remediation support.
• Develop and track progress against dynamic, risk-based 2^nd line of defense fair lending and UDAAP compliance monitoring plan informed by compliance requirements assessments, regulatory changes, changes to products, services, and processes, member complaints, and other sources of compliance intelligence.
• Act as subject matter expert on fair lending and UDAAP compliance monitoring to develop standards and best practices in support of 1^st and 2^nd line monitoring activities, root cause analysis, findings management and resolution.
• Plan, conduct and support 2^nd line fair lending and UDAAP compliance monitoring reviews using techniques including process reviews, transaction testing, and data analytics.
• Assist in the development and review of 1^st line business unit fair lending and UDAAP compliance monitoring.
• Develop board and management reporting on monitoring results, root causes, and trends.
• Develop and facilitate fair lending and UDAAP risk assessments.
• Develop tools, guidance, and communication to support fair lending and UDAAP risk management throughout the products, services, and processes of the Credit Union.

Essential Skills: 

• Minimum three years’ experience in compliance and/or internal audit role in the financial services sector with a focus on Fair Lending
• Comprehensive knowledge of federal and state fair lending laws, including Regulation B, HMDA, the Fair Housing Act, and UDAAP 
• Experience in project management is preferred
• Ability to organize, analyze and interpret data to make recommendations
• Ability to work autonomously to manage time effectively and prioritize work appropriately to meet deadlines
• Strong business communication skills; able to write/speak clearly and professionally for a variety of audiences
• Strategic thinker with outstanding research, analytical, and problem solving skills
• Ability to deliver effective stakeholder presentations to diverse audiences
• Ability to foster strong relationships with internal and external stakeholders
• Knowledge of Fair Lending Wiz is preferred
• Working knowledge of Microsoft Office Suite
• Minimum Education:  Bachelor’s degree or equivalent relevant professional experience

Location:  Hillsboro OR Rocklin Corporate Office

Target Compensation in Rocklin, CA:  $104,000 to $119,000 annually annual bonus

Benefits options include: 

• Traditional medical, dental, and vision coverage
• 401K matching up to 5% per pay period
• Accrue up to 17 days of Paid Time Off your first year of employment
• 11 paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria) 

Salary : $95,000 - $108,000