Commercial Banker

Job Description

First Western Bank & Trust has a full-time opening for an experienced Commercial Banker in Sioux Falls.

Commercial Banker Benefits Include:

• Paid Vacation, Sick Leave and Holidays
• Health Insurance
• Dental Insurance
• Vision Insurance
• 401k with matching contributions
• Volunteer Paid Time Off
• Banking Benefits
• And More!
  
  

Commercial Banker Overview

Develop new commercial loan business for First Western Bank & Trust through securing, structuring, and closing loans; maintain and service existing commercial lending portfolio.

• Conduct sales calls and meet with prospective and existing customers to establish new loan business
• Represent the bank in local community at meetings and events to market the bank’s products and services
• Administer individual loan portfolio including commercial and other assigned loans
• Interview loan customers to determine lending needs
• Work with the Small Business Administration and Bank of North Dakota to qualify customers for participation lending programs
• Negotiate direct lending terms as well as collateral and payment structures
• Maintain customer relationships through regular communication and follow up contact
• Meet with customers to request information for loan applications, including appraisals, credit reports, background checks and other information needed for loan evaluation
• Compile financial information including income tax records, balance sheets and other data to create loan spreads
• Analyze applicant financial status and conduct collateral evaluations to make lending decisions
• Approve credits up to lending authority and prepare those credit requests that exceed lending authority for loan committee and/or Board approval
  
  

Commercial Banker Qualifications

• Bachelor’s degree in business or finance related field
• Experience in bank lending, loan review, compliance or finance is required
• Strong understanding of financial statements and credit standards
• Knowledge of business management principles preferred
  
  

Commercial Banker Skills/Abilities

• Excellent oral and written communications skills
• Demonstrate professionalism in working with the public and all levels of management
• Ability to define problems, facts and draw valid conclusions
• Strong analytical, problem solving and decision-making skills
• Computer proficiency, especially in Microsoft Excel
  
  

First Western Bank & Trust is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, or veteran status.