Consumer Loan Credit Analyst - Full time - Credit Union

Consumer Loan Credit Analyst
Responsible for credit decisions of consumer loans received through direct and indirect channels.

Major Duties and Responsibilities:

• Completes a thorough, in-depth analysis of credit requests.
• Makes decision to approve, disapprove, or forward the loan request to higher levels for decision.
• Prepares and/or reviews all loan documents for completeness and accuracy.
• Provides feedback and coaching to frontline lenders as needed.
• Assist staff to identify and offer loan products to best meet members’ financial needs.
• Communicate with indirect dealers regarding loan decisions and suggest alternative recommendations.
• Keeps informed of current trends in consumer credit.
• Performs other duties as assigned.
• Monitors current loan portfolio to ensure compliance with terms and coordinates with collections as needed.
• All employees are made aware of their responsibilities under the BSA/CIP/OFAC regulations with continuing training, to ensure that they adhere to our internal policy and procedures.

Experience: 3 years of lending responsibility with a financial institution preferred. *Prior experience with CUDL (Origence) and Jack Henry’s ELA preferred. *Ability to prioritize tasks and deal with competing priorities to meet deadlines. *Ability to prioritize tasks and deal with competing priorities to meet deadlines. *Accurate and detail oriented. *Ability to identify and resolve complex problems. *Good communication and interpersonal skills *Works independently under minimal supervision.

Education/ Certifications/ Licenses: High school degree or GED required. Requires NMLS and 02-29 CREDIT Insurance License Appointment, OR Successful Application, Issuance, and Appointment of NMLS and 02-29 CREDIT License within 90 days to be eligible for Continued Employment.

Benefits for Full time employees includes:

• 401(k) w/ up to 5% matching
• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurances
• FSA
• Paid Vacation, Sick & Holiday hours

An Equal Opportunity Employer Minorities/Females/Veteran/Disabled