Director of Data Science

Fundbox is a fast-growing Fintech startup company. As an embedded working capital platform for small businesses, we use technology to help small businesses optimize cash flow. Since 2013, we have unlocked over $3 Billion in working capital and connected to over 500,000 businesses.

Fundbox’s fully digital and automated credit underwriting of Small Businesses is a key competitive advantage that many competitors also claim to have, but fail to achieve. Our automated underwriting is powered by second-to-none technology capabilities, driven by a strong data science and credit risk management culture, and enabled by 10 years of accumulated testing data.

Fundbox is looking for a Director of Data Science (Staff Data Scientist) who will deliver the next generation of data science and decisioning capabilities for our business.

Job Description

Responsibilities

• Drive the adoption of cutting-edge advancements, such as GenAI and LLMs, to solve complex business problems and enhance underwriting workflows.
• Mentor junior data scientists to foster growth while delivering impactful individual contributions to drive team and business success.
• Develop a roadmap to enable production deployment of new technologies and translate novel research into tangible in-market impact
• Deliver and manage the next-generation machine learning models used in credit underwriting and marketing decisions
• Partner with a cross-functional team of business and financial analysts, software and data engineers, product managers in the definition and delivery of business and customer experience outcomes

The Ideal Candidate is:

• Innovative. You stay current on state-of-the-art methods, technologies, and applications and seek out opportunities to apply them.
• Creative. You are excited about bringing definitions to complex problems; always ask the tough questions and push hard to find the answers. You are not afraid to challenge the status quo and share new ideas.
• Technical. You have hands-on experience developing and maintaining robust pipelines that back data science solutions using open-source tools and cloud computing platforms.
• Statistically-minded. You’ve built models, validated them, and backtested them. You think statistically and bring rigor to analyses and ensure the correct conclusions are acted upon.
• Outcome focused. You work backward from tangible business outcomes, prioritizing and delivering the highest impact results that directly tie to stated business objectives

Preferred Qualifications:

• Master’s Degree plus 8 years of experience in data science, or PhD plus 5 years of experience in data science
• At least 5 years experience in open-source programming languages (including Python and SQL) for large-scale data analysis and machine learning.
• Flexibility to explore new ideas and stay at the forefront of emerging technologies, including integrating methodologies like GenAI and LLMs into business workflows.
• Experience in formulating business problems that involve complex data and models
• Ability to collaborate with other disciplines and communicate models and methods
• Experience in mentoring other team members and developing data science talent across the company

**Applicants must be currently authorized to work in the United States on a full-time basis without the need for employer sponsorship. Fundbox will not hire any applicants for this role who require employer sponsorship for a non-immigrant visa.

Fundboxers (as we like to call them) join our amazing team due to our mission of empowering small businesses to realize their full potential with the help of Fundbox.

We offer incredible benefits including:

• Competitive Compensation, including equity with Fundbox in the form of restricted stock units
• Generous PTO policy to include vacation, sick time and more
• Monthly lunch budget
• Total wellness benefits, including individual annual budget, mental and physical health resources and more
• Personal and professional development budget
• Stipend to improve your home office setup
• Premium coverage for health plans offered from day one (some options covered at 100% for Employees)
• 401k, Life insurance and disability benefits

Let’s not forget, we were recently certified by Great Place to work with an employee satisfaction rate of 94%.

Compensation and Benefits:

We anticipate the US base salary range for this full-time position is $200,000 - $280,000. The range displayed on each job posting reflects the amount the employer reasonably expects to pay for this position across all US locations. Within this range, individual pay is determined by work location and additional factors (i.e. job-related skills, experience, and relevant education or training). The compensation details listed in US role postings reflect the base salary only and do not include any bonuses, equity, or benefits.

Diversity and Inclusion at Fundbox

We’re proud to be an equal-opportunity workplace as we know that diverse teams produce the best work. We’re committed to building a culture of innovation and inclusion across gender, race, age, sexual orientation, religion, disability, and identity. Here at Fundbox, we strive to uphold a system of values we call MOSAIC: Mission, Ownership, Speed, Achva (a Hebrew term meaning to help one another), Innovation, and Clarity. Embracing our diverse backgrounds and abilities allows us to harness our creativity and achieve more, together.