VP/C&I Commercial Lender

FVCbank

VP/C&I Commercial Lender - Job Description

Title: VP/C&I Commercial Lender

Department(s): Commercial Lending - Manassas

Reports to: Executive Director, Commercial Lending

Job Summary

The commercial lender will oversee and implement loans for commercial customers. They will need to ensure that all loans serviced are compliant with relevant laws and regulations. They will also be responsible for developing business prospects for the financial institution.

Essential Job Functions

• Analyzes the credit history of applicants and determines their loan repayment capabilities.
• Negotiates credit terms, such as costs, loan repayment methods and collateral specifications.
• Develops and maintains interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates.
• Evaluates potential customer loan requests and makes loan recommendations to management.
• Reviews laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary.
• Develops new customer prospects and business for the financial institution.

Job Requirements

• Bachelor’s degree in business, finance or related field
• Minimum of 5 years of experience in a financial institution or consumer loan department
• Extensive knowledge of C&I Lending
• Extensive knowledge of lending services and related areas

Abilities Required

• Good managerial, communication, and sales skills
• Proven organizational and public relations skill
• Excellent communication, management, analytical and interpersonal skills.

Desired Skills

• Knowledge of Underwriting
• Microsoft Office suite proficiency

Essential Functions

• Ability to sit, stand, kneel, and bend for extended periods of time
• Must be able to operate a computer keyboard, mouse, and other computer components
• Ability to converse and exchange information with all levels of staff within the organization
• Ability to observe, perceive, and identify data
• Ability to travel via air, rail, automobile, and/or bus

Disclaimer

The position for which you are applying is one that would have access to cash, financial instruments, financial transactions, or confidential customer financial information. The Bank has determined that personal financial responsibility is substantially related to preventing misuse of misappropriation of financial instruments or information which is essential function of the position for which you are applying. A consumer report and additional background reports are requested of all applicants on that basis.

The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

We are an Affirmative Action/EEO Employer. We do not discriminate on the basis of race, color, religion, national origin, physical or mental disability, protected veteran status, sex, gender identity, sexual orientation or any other characteristic protected by federal, state or local law.