Berlin, WI - Credit Officer

Job Overview

We are in search of a seasoned Credit Officer with a strategic mindset and a robust foundation in credit risk management. This pivotal role involves shaping and supervising credit policies across Commercial, Consumer, and Residential Mortgage lending segments. Join us to make a significant impact alongside our executive leadership team.

Key Responsibilities

• Collaborate with the Chief Credit Officer (CCO) and leadership to establish corporate credit strategies and long-term planning.
• Evaluate financial and credit data to effectively assess loan applicants and make informed lending decisions.
• Supervise credit approvals and provide direction to Credit Supervisors and Underwriters in order to mitigate risk.
• Craft and refine credit policies to maintain a diversified and balanced loan portfolio.
• Work jointly with lenders to promote growth and profitability while ensuring independent credit evaluations.
• Manage distressed credit relationships to identify beneficial solutions for both borrowers and the institution.
• Direct collection activities and coordinate with legal representatives as necessary.
• Oversee bank-owned real estate (OREO), working with developers, realtors, and other stakeholders to facilitate transactions.
• Lead the loan committee, credit administration, and lending policies to ensure the integrity of the credit portfolio.
  
  

Required Skills

• MBA or degree in Finance, Banking, or a related discipline.
• Over 10 years of experience in lending and credit, particularly in commercial credit analysis.
• Proficiency in financial statement analysis, cash flow evaluation, and financial ratio assessment.
• Comprehensive understanding of banking practices, economics, risk assessment, and credit risk management.
• Strong analytical and decision-making skills to navigate complex financial scenarios.
  
  

Qualifications

• An MBA or equivalent degree in Finance, Banking, or a related field is preferred.
• A minimum of ten years’ experience in credit and lending with an emphasis on commercial credit analysis is essential.
  
  

Career Growth Opportunities

This role offers an exceptional platform for professional development, allowing you to step into a leadership position in credit risk management while collaborating with a dynamic team.

Compensation And Benefits

• Salary range: \(122,547 - \)128,831 per year
• Comprehensive benefits package, including:
• 401(k) with employer matching
• Health, dental, and vision insurance
• Life insurance
• Paid time off
• Flexible scheduling and remote work options
• Opportunities for professional growth and advancement
  

Work Schedule & Location:

• This is a full-time role requiring an 8-hour shift schedule.
• Hybrid Remote - Candidates must be able to commute to Berlin, WI (relocation may be necessary prior to employment).
  
  

If you are seeking to assume a leadership position in credit risk management and thrive in an environment that values strategic insights and financial acumen, we invite you to apply.

Employment Type: Full-Time