Remote Loan Processor | Work from Home

Job Title: Loan Processor - Remote

Job Overview

Are you an accomplished Loan Processor eager to join a vibrant and expanding mortgage lending team? We are on the lookout for a proficient professional who holds an active NMLS license, possesses a strong background in wholesale lending, and is well-acquainted with underwriting guidelines for Conventional, FHA, VA, and Non-QM loan products. If you demonstrate exceptional attention to detail, take initiative, and excel in communication and organizational skills, we invite you to apply!

Key Responsibilities

• Effectively process residential mortgage loan applications for Conventional, FHA, VA, and Non-QM products, ensuring alignment with all relevant underwriting guidelines.
• Thoroughly review and validate financial documentation, including credit reports, income statements, tax returns, and other essential materials.
• Maintain clear communication with borrowers to collect missing information, clarify loan specifics, and provide consistent updates regarding loan status.
• Collaborate with wholesale lenders to facilitate the submission of loans and secure timely approvals.
• Work in conjunction with underwriting, closing, and compliance teams to ensure smooth loan processing and punctual closings.
• Keep accurate and comprehensive loan files, adhering to internal protocols and regulatory standards.
• Proactively troubleshoot and resolve any complications or delays encountered during the loan process.
• Deliver outstanding customer service to borrowers, real estate agents, and other stakeholders.
  
  

Required Skills

• Active NMLS License.
• Proven experience in working with wholesale lenders and navigating the loan submission process.
• Comprehensive understanding of underwriting guidelines for Conventional, FHA, VA, and Non-QM loan products.
• Exceptional attention to detail and accuracy in processing loan applications and verifying documentation.
• Strong analytical and problem-solving capabilities, with the aptitude to address intricate loan processing challenges.
• Excellent interpersonal and communication skills, both verbal and written, capable of conveying complex loan details with clarity and professionalism.
• Self-motivated individual who efficiently manages tasks and deadlines with minimal oversight.
• Proficiency in Spanish is advantageous but not mandatory.
• Being local to South Florida is a plus but not essential.
  
  

Qualifications

• A minimum of 3 years of experience in loan processing, especially within a wholesale lending framework.
• Familiar with various loan processing software and systems.
• Demonstrated ability to manage multiple loan files simultaneously in a fast-paced, deadline-driven environment.
• Experience with LendingPad and Encompass is beneficial.
  
  

Career Growth Opportunities

Join a rapidly growing organization that provides ample opportunities for professional advancement and development within the mortgage lending sector.

Company Culture and Values

Become part of a collaborative team that prioritizes attention to detail and exceptional customer service. Our culture fosters efficiency and a seamless mortgage experience for clients and referral partners.

If you are a driven and skilled Loan Processor, a Loan Officer Assistant with processing experience, or a Loan Production Manager with strong expertise in mortgage guidelines and wholesale lending, we encourage you to apply today! Be part of a company that emphasizes outstanding service and operational efficiency.

Employment Type: Full-Time