Assistant Director, Credit Strategy

What’s Under the Hood Bridgecrest, one of the country’s leading financial servicing providers, services roughly $15 billion in finance receivables for DriveTime and other third parties. We service auto loans across a wide credit spectrum with the intent of creating a strong path to vehicle ownership for our customers. Bridgecrest recently launched its newest affiliate GoFi. Established in 2022, GoFi is headquartered in Dallas, Texas with a mission to deliver a comprehensive, fully integrated auto finance product allowing the best brands to deliver the best customer experience. By implementing state of the art technology, we provide an off-the-shelf service to make integration with GoFi as seamless as possible. That’s Nice, But What’s the Job? As the Assistant Director of Credit Strategy, you are a highly analytical and results-focused thought leader working in one of our newest business ventures: GoFi. You will be tasked with leading a team that designs and implements credit policies that optimize portfolio risk while enabling sustainable and accelerated business growth. This is a high impact role that will be pivotal to the trajectory of the company and you will be expected to leverage your creativity and collaboration skills to solve never-before-seen problems in order to achieve our goal of redefining the auto-industry. The Assistant Director, Credit Strategy is responsible for: Solving large white space problems with a great degree of autonomy via thoughtful problem-solving frameworks and in-depth quantitative analysis. Owning the strategy of credit policies through their entire lifecycle; including their launch, implementation, and monitoring. Managing and developing a team of analysts to a high degree of analytical rigor. Building rigorous and sustainable business processes that optimize application conversion, confirm system execution matches intent, and monitor loan-performance. Presenting to, communicating with, and gaining the organizational buy of executive stakeholders. So What Kind of Folks Are We Looking for? Humble and intellectually curious. Why? What? How? Do you find yourself always wanting to learn more and broaden your knowledge base in a team-oriented environment? If so, this could be the role for you. Not afraid to improvise, adapt, and overcome. We are pushing the envelope of what is possible in our industry every day, and that means there often isn’t a road map to follow. You’ll be regularly asked to solve problems that didn’t exist before, or to re-think the areas that are keeping us from the ideal experience for our customers and partners. Strong analytical and story-telling abilities. You’ll need the capability to analyze data and, in return, prepare a well-crafted narrative on your findings in the form of presentations and monitoring reports. Passionate and goal oriented. We are looking for someone that is enthusiastic about their work and is passionate about not only meeting their goals but exceeding them. The Specifics Bachelor's or Master's degree in a quantitative field such as economics, finance, statistics, engineering, computer information systems or other STEM field. 5 years’ experience in analytics related consumer finance roles. 1 years’ management experience. Proven experience with the creation and ownership of results oriented analytical strategies. Exceptional problem-solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail. Advanced Excel skills and experience with coding languages such as SQL, Snowflake, Python and/or R. So What About the Perks? Perks matter Medical, dental, and vision, oh my! DriveTime Family of Brands covers a sizable amount of insurance premiums to ensure our employees receive top-tier healthcare coverage. But Wait, There’s More. 401(K), Company paid life insurance policy, short and long-term disability coverage to name a few. Growth Opportunities. You grow, I grow, we all grow! But seriously, DriveTime Family of Brands is committed to providing its employees with every opportunity to grow professionally with roughly over 1,000 employees promoted year over year. Tuition Reimbursement. We’re as passionate about your professional development as you are. With that, we’ll put our money where our mouth is. Wellness Program. Health is wealth! This program includes self-guided coaching and journeys, cash incentives and discounts on your medical premiums through engaging in fun activities! Gratitude is Green. We offer competitive pay across the organization, because, well… money matters! In-House Gym. We want our employees to be the best versions of themselves. So come early, take a break in your day or finish strong with a workout! Give Us a Reason (or not), and We’ll Celebrate. Regardless of whether there is a holiday or not, we are finding ways to kick back and enjoy each other’s company outside of day-to-day work. Smart-Casual Dress. Come dressed in jeans (you’ll fit right in with the rest of us). Paid Time Off & Paid Holidays. Not just lip service: we work hard, to play hard. Company Driver. It’s one of the coolest perks of being who we are! We’ve got your insurance, maintenance, and cost of vehicle covered; you just keep gas in the tank. Anything Else? Absolutely. DriveTime Family of Brands is Great Place to Work Certified! And get this: 90% of our rockstar employees say they feel right at home here. We could spend a lot of time having you read about ALL our awards, but we’ll save time (and practice some humility) just naming a few others; Comparably Awards: Best Company for Diversity, Best Company Culture and Best Company Leadership, oh and don’t forget Phoenix Business Journal Healthiest Employers (okay, we’ll stop there)! Hiring is contingent upon successful completion of our background and drug screening process. DriveTime is a drug-free, tobacco-free workplace and an Equal Opportunity Employer. And when it comes to hiring, we don't just look for the right person for the job, we seek out the right person for DriveTime. Buckle up for plenty of opportunities to grow in a professional, fun, and high-energy environment! DriveTime is not your typical auto retailer. We’re bringing a fresh and fun perspective to the pre-owned car buying experience, and we want you to come along for the ride. You can find us at the intersection of technology and innovation as we use our proprietary tools and over two decades of industry knowledge to redefine the process of purchasing, financing, and protecting your vehicle. As DriveTime, Bridgecrest, SilverRock and GoFi we create opportunities and improve the lives of our customers, our employees and our communities by carpooling to a shared destination. That means placing a focus on putting the right customer in the right vehicle so they can be on the path to ownership. We are headquartered in both Tempe, Arizona and Dallas, Texas, but you can find our tire tracks across the nation as we continue to expand our footprint in new territories. Regardless of where you’re located, if you’ve got DRIVE and you’re looking to make an impact, we’d love for you to make a difference with us! #LifeatDriveTime Buckle up and check out our career opportunities at jobs.drivetime.com.